WellPoint Heroin Addiction Rehab Insurance Coverage
Heroin use in the United States is a growing problem. In 2014, it was found that:
- The Centers for Disease Control and Prevention (CDC) found that the average annual rates of past-year heroin use during 2011-2013 had increased 62.5% since 2002-2004.
- The growth in estimated prevalence has been driven in large part from increased heroin use among young adults ages 18 to 25.
Many individuals are first drawn to heroin in search of the pleasant euphoria the drug seems to promise. Heroin users, even in the short-term, may quickly develop tolerance and physiologic dependence. When your body becomes tolerant to a drug, you need more of that drug to achieve the same rush. It’s startlingly easy to develop a heroin dependence – both physical and psychological – when increasing amounts are abused in an attempt to overcome the growing tolerance.
Does WellPoint Cover Heroin Addiction Treatment?
Yes, they do cover rehab treatment for heroin addiction. But it hasn’t always been. This positive change came from the passing of President Obama’s healthcare law. In the past insurance companies weren’t required by law to cover substance addiction treatment. They are now required to offer coverage.
What Type of Rehab Will WellPoint Cover?
WellPoint offers benefits for several types of rehab treatment, such as:
- Inpatient addiction treatment
- Outpatient addiction treatment
- Addiction treatment therapy
- Aftercare treatment programs
WellPoint typically excludes treatment for wilderness treatment programs.
Check Your WellPoint Insurance Coverage
Knowing exactly what WellPoint cover can give you peace of mind while you or your loved one is in heroin rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on WellPoint insurance plans and to check what your heroin rehabilitation plan is included, call , click here, or fill out the form below.
Outpatient Heroin Rehab vs. Inpatient Heroin Rehab
Both types of treatment can be effective. However, each type of treatment is used in different scenarios. Outpatient treatment allows the recovering addict to maintain daily functions of life.
Since their treatments are only during certain hours of the day, they can still maintain a job and a family life. Of course, there’s also a risk to this method. If the recovering addict has deep social roots that are causing them to further their addiction, maintaining the lifestyle they’ve been accustom to may not be the best approach.
Often times the recovering addict needs to escape their current daily activities and remove themselves from the social situations and influences that are perpetuating their addiction. This is where inpatient treatment centers come into play. Because the recovering addict sleeps, eats and lives in the treatment center, there’s little chance of relapsing.
Do Out-of-State Heroin Rehab Centers Accept WellPoint Insurance?
This depends on how your plan covers other medical events. If your plan allows you to receive out-of-network benefits for other medical events, you can also receive them for heroin addiction rehab. Typically, provider networks that allow you to receive benefits outside of the network are called PPO or POS networks.
However, many plans require you to stay in-network to receive benefits. If this is the case, you’ll end up paying for the entire cost of treatment yourself if you use an out-of-state rehab center. Networks that require you to stay in-network to receive benefits are called EMO’s or HMO’s.
What Are My Options if I Don’t Have Insurance?
If you find yourself needing treatment, without having health insurance, there are several treatment options you can explore.
- Narcotics Anonymous (NA)
Narcotics Anonymous is a 12-step program where recovering addicts meet and share their stories about recovery. Most cities have local support groups. If there are no support groups in your area, you can access support groups for NA online.
- Paying for Treatment with Credit
Many treatment centers offer credit lines. If you qualify for a credit line, you can use the available balance to pay for standard treatment.
- Government Treatment Programs
Some city and state governments offer treatment programs and other addiction support services. Call your state’s Department of Human Services to find out what options are available.
- Annual Open Enrollment Period
Each year, there’s an open enrollment period, where you get can individual or family insurance through the national or local state health insurance exchange. WellPoint Insurance for Heroin Addiction Treatment might be available to you right now!
Call Our Helpline and We’ll Help You Determine Your Options
If heroin is causing problems in your life and you’re ready to get help, call us at and we’ll help you sort through your options, including WellPoint Insurance for Heroin Addiction Rehab!
Frequently Asked Questions About WellPoint
Disclaimer: This information is not a guarantee of benefits. If you have coverage-specific questions about WellPoint Insurance for Heroin Addiction Rehab, please call us at .