What Is Behavioral Healthcare Options?
Behavioral Healthcare Options (BHO), a part of United Healthcare, is a health insurance program that provides mental health and substance use disorder (SUD) treatment coverage.1
BHO covers crisis intervention, inpatient and outpatient services, and has an Employee Assistance Program (EAP).2 The EAP is a confidential support service that offers employees and their families short-term counseling and resources to address personal and work-related challenges, including addiction and substance use.3
BHO partners with Health Plan of Nevada, Sierra Health and Life, and Southwest Medical to extend its reach. These collaborations increase the availability of comprehensive behavioral healthcare coverage across multiple states and under various healthcare programs.3
Does Behavioral Healthcare Options Cover Addiction Treatment?
Yes, Behavioral Healthcare Options (BHO) provides coverage for addiction treatment, although the amount of coverage your BHO plan offers will vary.4
The Affordable Care Act (ACA) mandates that insurance plans offer coverage for mental health and substance use disorder (SUD) treatment, ensuring that individuals seeking addiction treatment have access to necessary care.4 This includes counseling, medications, and support services to address the complex needs of those struggling with addiction. However, coverage specifics can vary, so it’s advisable to review your plan’s details to understand the extent of addiction treatment coverage provided by BHO.