TRICARE Insurance Coverage for Drug and Alcohol Rehab
Dealing with an addiction or substance abuse issue requires a treatment plan that will get you on the road to recovery. This article provides you with information about TRICARE insurance coverage for drug and alcohol rehabilitation, how you can access your TRICARE plan, and how to use the insurance to begin the journey to sobriety.
American Addiction Centers (AAC) strives to provide you with the most updated information on each carriers’ addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.
Does TRICARE Cover Addiction Treatment?
TRICARE does cover substance abuse treatment, just as all insurance providers do. The extent of what is covered depends on your plan’s specifics. Everyone who experiences a drug or alcohol addiction issue will face a host of different problems that require personalized treatment options. Understanding how TRICARE insurance coverage works is a critical part of moving forward and getting the help you need.
Different Types of TRICARE Substance Abuse Treatment
Everyone has unique needs when it comes to drug and alcohol treatment. For some people, inpatient residential care is the best option for their addiction problems, while others thrive from regular intensive therapy sessions.
Although coverage varies depending on the specifics of your plan, you can count on some type of addiction treatment coverage from TRICARE. Here are some of the particular programs and treatment services you may be eligible for under TRICARE’s healthcare coverage:4-6
Inpatient or Residential Rehab
Inpatient/residential live-in treatment centers provide drug and alcohol rehab while you live onsite at the facility. Most inpatient programs last anywhere from 15–90 days, depending on the program you’re in and your individual needs.
Medication-Assisted Treatment (MAT)
Medication-Assisted Treatment involves the use of medications along with counseling and behavioral therapies. The goal is to provide treatment that addresses the entire person in connection to their substance use disorder.
Drug and Alcohol Detox Facilities
In some cases, you may need assistance when detoxing from drugs and alcohol, which can potentially be uncomfortable, painful, or even life threatening. Medical detox helps you safely withdrawal from drugs and alcohol, as you’ll receive around-the-clock medical supervision. You might also be given medications to help minimize withdrawal symptoms. Read more: Detox Facilities Near You.
Partial Hospitalization Program (PHP)
Partial hospitalization programs, sometimes known as day treatment programs, give you the opportunity to live at home while attending treatment during the day.
Intensive Outpatient Program (IOP)
Intensive outpatient programs involve attending treatment programs a few evenings a week. In an intensive outpatient program, you can live at home and even go to work during the day.
Outpatient Treatment Centers
Individuals who have completed inpatient addiction treatment often attend outpatient treatment for ongoing support on their journey to sobriety. You live at home and spend 10–12 hours a week at a treatment facility near you for therapy and support.
How to Check Your TRICARE Rehab Coverage
You may wonder if TRICARE covers drug and alcohol rehab, and the only way to really have the answer is to check your TRICARE health plan coverage. Knowing exactly what TRICARE plans cover can give you peace of mind while you or your loved one is in a rehab facility. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles.
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Insurance Providers and Rehab Treatment Coverage Levels
- Aetna Insurance
- American Family Insurance
- AmeriHealth Coverage
- APS Healthcare
- Assurant Health
- Beacon Health Options
- Behavioral Healthcare Options
- Blue Cross Blue Shield
- Community Health Choice
- Cooks Children’s Health
- Coventry Insurance
- Emblem Health
- Exclusive Care
- First Care
- First Health Network
- Geisinger Health Plan
- GEHA Health
- Great West Insurance
- Harvard Pilgrim Health Care
- HCSC Insurance
- Health Net
- HMO Insurance
- Kaiser Permanente
- Magellan Insurance
- Medical Mutual
- Meritain Health
- MVP Health Care
- Oxford Health Plans
- Providence Health & Services
- Sierra Health and Life
- Tufts Health Plan
- UPMC Health Plan
- Veterans Affairs (VA) Insurance