Kaiser Permanente Insurance Coverage for Drug and Alcohol Rehab
Looking for treatment for substance abuse can be overwhelming. You may be wondering which drug and alcohol rehab program is right for you and if your insurance will cover your treatment.
When you’re searching for an inpatient rehab, detox services, dual diagnosis program or any addiction centers, make sure you ask if they accept your insurance plan. Although your insurance plan may not fully cover drug or alcohol addiction treatment, or may not cover every aspect of treatment, most insurance plans cover at least something. If you’d like more information about the details of your plan, make sure to call Kaiser Permanente.
Does Kaiser Permanente Cover Addiction Treatment?
One of the pressing questions people have about addiction treatment is if their insurance will cover it. Do Kaiser Permanente health plans cover substance abuse treatment? Yes, Kaiser plans typically cover at least a portion of drug and alcohol detox and rehabilitation.
All Kaiser Permanente health plans provide addiction treatment coverage in some way because substance use disorder (SUD) and mental health services are one of 10 essential health benefits that any plan sold in the marketplace must cover.1
Check Your Kaiser Permanente Rehab Coverage
It’s always best to be sure about what your healthcare benefits entail. You don’t want to be caught by surprise with unexpected financial costs. You may wonder if Kaiser Permanente covers alcohol and drug rehab, and the only way to really have the answer is to check your Kaiser insurance plan coverage.
Always check to make sure the program or provider that you are considering accepts your Kaiser Permanente plan.
Different Types of Kaiser Permanente Addiction Treatment
Getting the proper addiction treatment is essential for your recovery effort. The type of drug and alcohol treatment plan you need will depend on the severity of your addiction and where you are in the treatment process. Some of the substance abuse treatment programs you can expect to be covered through Kaiser include:10
Drug and Alcohol Detox Programs
During a detox program for addiction, clinicians will assist you as you go through the withdrawal stage of recovery. Medically managed detox ensures that you are comfortable and safe as you go through any uncomfortable, painful, or potentially dangerous withdrawal symptoms. Read more: Medical Detox Centers Near Me.
Inpatient or Residential Care
Inpatient rehab program is also a residential program because patients will stay overnight and be under medical supervision. Read more: Residential Inpatient Drug and Alcohol Rehab Centers.
Partial Hospitalization Program (PHP)
This program provides therapy and treatment most days of the week for several hours a day. Read more: Partial Hospitalization Programs.
Outpatient programs may be intensive or just once a week, depending on your situation. They allow you to obtain treatment while living at home. Read more: Outpatient Substance Abuse Treatment Programs.
What Rehab Centers Take Kaiser Permanente Insurance?
In most cases, you will need to seek treatment at a rehab center that is in-network with Kaiser to receive your full benefits. Even if you choose a drug and alcohol addiction treatment facility that is in-network, you may still be responsible for some of the treatment costs.
If you choose a rehab facility that is out-of-network, you may be responsible for all the costs of your addiction treatment. You may be able to discuss financing options such as a payment plan or scholarships offered by the facility.
Knowing exactly what type of Kaiser Permanente plans cover substance abuse treatment can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles.
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