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Meritain Health Insurance Coverage for Drug & Alcohol Rehab

Understanding how to access Meritain Health plans for addiction treatment is critical for your recovery. This article will prepare you to make the journey to a sober life by showing you how to understand and access your addiction healthcare coverage information.


Does Meritain Health Cover Addiction Treatment?

You may be wondering—does Meritain Health cover drug or alcohol rehab? Every health plan through Meritain varies depending on the specifics of your coverage, but you can count on some type of rehab treatment. There may be certain aspects of treatment that are not covered, but most Meritain plans have some level of rehab coverage.

The amount of coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction treatment will vary from person to person and will also depend on the rehab center, the type of program attended, and specific services received.

Check Your Meritain Insurance Coverage

There are several ways to verify your addiction rehab coverage. One way is to contact Meritain directly. This 24-hour automated phone system will provide you with information about your plan, benefits, and claims. To speak directly to a representative, you can call the number on the back of your card. Benefit information is also available online. Log in to your account to view information about your claims, benefits, eligibility, and more.

Knowing exactly what Meritain plans cover can give you peace of mind while you or your loved one is in addiction treatment rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on Meritain plans and to check what your plan covers, call , click here, or fill out the form below.


What Types of Drug and Alcohol Rehab Does Meritain Health Cover?

Meritain offers help with coverage for different addiction treatment programs. Some of these include:5

  • Inpatient treatment program: This program is for people who need 24/7 monitoring. Participants will stay overnight for a varying amount of time.
  • Outpatient treatment program: Outpatient programs vary in intensity. Some offer treatment for much of the day, while others will have you meet only once or twice a week.
  • Detox: During detoxification, you may take medication to help manage withdrawal symptoms.
  • Partial hospitalization program (PHP): A PHP is a step down from an inpatient program. You will be in treatment most of the time but go home at night.

Do Treatment Centers Need to Be In-Network to Accept Meritain Health Insurance?

In-network drug and alcohol treatment providers have a contract with the insurance agencies, so they can secure a better price for services. It is advantageous to use in-network providers as these cost savings get passed on to the insured person.

Meritain is an independent subsidiary of Aetna Health, which has a large network of providers. With over 600,000 doctors and providers nationwide, you won’t have a problem finding a qualified rehab facility. 2

American Addiction Centers (AAC) strives to provide you with the most updated information on each carriers’ addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.


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