MVP Health Care is a regional, not-for-profit health insurer that provides care for more than 700,000 members in New York and Vermont. The goal of the company is to provide a wide range of health benefit plan options with the service and flexibility typically associated with smaller companies.1

If you have MVP Health Care insurance and are looking for alcohol and drug addiction treatment, you may have questions about what is covered by your insurance policy and the out-of-pocket expenses for which you may be responsible. Does MVP Health Care cover addiction treatment? The short answer is yes, MVP will cover at least some of your addiction treatment, but read on to learn more about MVP Health Care’s coverage of substance use disorders (SUDs).

Does MVP Health Care Cover Addiction Treatment?

If rehab is necessary for alcohol or drug addiction, MVP Health Care will pay for at least some of the program, or even the complete program, depending on the coverage level and other factors.2 The Affordable Care Act (ACA) requires that insurance companies provide some degree of coverage for mental health treatment, which includes substance use disorder (SUD) treatment (including coverage for drug and alcohol addiction), so MVP  does cover addiction treatment.4 MVP insurance may cover a part of the cost of a rehab program, if not all of it.

Check Your MVP Health Care Rehab Coverage

It’s always best to be sure about what your healthcare benefits entail. You don’t want to be caught by surprise with unexpected financial costs. You may wonder if MVP Health Care covers drug or alcohol rehab, and the only way to really have the answer is to check your MVP health plan coverage.

Knowing exactly what MVP plans cover can give you peace of mind while you or your loved one is in rehab for addiction treatment. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. You can check your MVP Health Care coverage by calling , click here, or fill out the form below.

Do Rehab Centers Need to Be In-Network to Accept MVP Health Care Insurance?

In-network providers have a contract with the insurance carrier to offer services at a set price. This means that your out-of-pocket expenses will typically be lower than if you choose an out-of-network facility. In some cases, you may even be responsible for the full cost of rehab if you choose an out-of-network facility.

Whenever possible, try to choose a facility that is in-network with MVP Health Care. If you are unable to find an in-network provider or prefer a facility that is out-of-network, you may be able to work out a payment plan with the facility so you can pay back the cost of treatment over time.

What Different Types of Addiction Treatment Does MVP Health Care Cover?

Getting the proper addiction treatment is essential for your recovery effort. The type of treatment plan you need will depend on the severity of your addiction and where you are in the journey to well-being. You might start out at one level of treatment and work way to another level, then continue until you don’t need treatment.

Some of the treatment programs you can expect to be covered may include:4,5

  • Detox services: In some cases, you may need assistance when detoxing from drugs and alcohol, which can potentially be uncomfortable, painful, or even life threatening. Medical detox helps you safely withdrawal from drugs and alcohol, as you’ll receive around-the-clock medical supervision. You might also be given medications to help minimize withdrawal symptoms.
  • Inpatient or residential care: Inpatient/residential live-in treatment centers provide drug and alcohol rehab while you live onsite at the facility. Most inpatient programs last anywhere from 15–90 days, depending on the program you’re in and your individual needs.
  • Partial hospitalization (PHP): Partial hospitalization programs give you the opportunity to live at home while attending treatment during the day.
  • Intensive outpatient program (IOP): Intensive outpatient programs involve attending treatment programs a few evenings a week. In an intensive outpatient program, you can live at home and even go to work during the day.
  • Outpatient treatment: Individuals who have completed inpatient treatment often attend outpatient treatment for ongoing support on their journey to sobriety. You live at home and spend 10–12 hours a week at the treatment facility for therapy and support.

Insurance Providers and Rehab Treatment Coverage Levels strives to provide you with the most updated information on each carriers’ addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.