Geisinger Health Plans Insurance Coverage for Drug & Alcohol Rehab
It takes a lot of courage to choose to overcome addiction, and it pays to have the right team and resources on your side. Some of the best resources available are a medical team and a treatment program, and your healthcare coverage to help you get the care you need.
Does Geisinger cover drug rehab? The good news is they do—in fact, all long-term health insurance plans are required to offer at least some coverage for mental health and addiction treatment. The Affordable Care Act (ACA) includes addiction and mental health care as essential benefits. This page will help you understand Geisinger therapy coverage and how to use it.1
Does Geisinger Cover Addiction Rehab?
Understanding your drug and alcohol coverage with Geisinger is an important part of moving forward with a healthier life. Geisinger Health Plans do cover addiction treatment, but different plans will have different levels of coverage.
Addiction rehabilitation covered by Geisinger includes a variety of inpatient and outpatient options. They also offer specialized programs for specific groups such as healthcare professionals, first responders, and uniformed professionals, as well as those diagnosed with mental illness.2
Along with the several outpatient treatment locations throughout Pennsylvania, Geisinger has their own inpatient treatment center, Geisinger Marworth, near Scranton, N.Y. This center has served over 40,000 clients in their fight against addiction.3
The amount of coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction rehab will vary from person to person and will also depend on the rehab center, the type of program attended, and specific services received.
How to Check Your Insurance Benefits?
Checking your Geisinger plan for drug and alcohol rehab is simple. You can set up an account on MyGeisinger and access your plan information online. You’ll also be able to review your care history and pay insurance premiums quickly and easily.5
You can also check Geisinger plans for substance abuse rehab by calling the company directly. The representatives can review your insurance coverage and let you know if you are covered for a specific rehab program. You can also find out if your Geisinger mental health coverage extends outside the network.
Knowing exactly what Geisinger plans cover can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on Geisinger plans and to check what your plan covers, call , click here, or fill out the form below.
What Does My Geisinger Insurance Cover?
Geisinger covers both inpatient and outpatient treatment options. Some of the available services include medication-assisted treatment, inpatient programs, and outpatient treatment options.9
- Inpatient treatment is an intensive program and requires you to live in the treatment facility. You’ll receive assistance with detox along with counseling and coping skills that will help you when you return to your day-to-day life.
- Outpatient treatment allows you to live at home and continue to work and manage your daily responsibilities while still receiving help with recovery. You’ll attend treatment for several hours a week.
- Partial hospitalization programs (PHPs) have you spend all day in the treatment program but go home at night. You can expect to be in treatment for 4–6 hours each day, 5 days a week.
The type of treatment program that’s right for you will depend on your background, the substances you use, and how long you’ve struggled with addiction.10
What Should I Do if Geisinger Won’t Cover the Total Cost of Rehab?
Your health insurance is required to cover addiction treatment at some level, but it may not cover the entire cost of the treatment program. There could be copayments or deductibles that you need to pay, or your program may only be partially covered.
Fortunately, there are alternative ways to pay for rehabilitation. The treatment program you choose may have scholarships for people in need, or you may be able to take out a loan specifically for your treatment program. A few resources that may help are below:
It takes a lot of courage and strength to face your addiction and take steps to overcome it. With Geisinger insurance, you can get help with the costs of treatment. Knowing exactly what your plan covers can help you get the care you need.
American Addiction Centers (AAC) strives to provide you with the most updated information on each carriers’ addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.