Does Aetna Cover Addiction Treatment?
Yes, your Aetna health insurance plan will typically cover at least some of your addiction recovery treatment. Based on the plan you have, your treatment may be partially or fully covered.
Founded in 1853 and active in all 50 states, Aetna’s network coverage includes 1.2 million healthcare professionals, almost 700,000 primary care doctors and specialists and over 5,700 hospitals.1 The company has over 46 million members in its various health plans, including health insurance, dental insurance, and vision insurance.2
The Affordable Care Act (ACA) requires that all insurance companies provide some type of coverage for alcohol and drug rehab treatment. The ACA requires that all health insurance plans cover behavioral health treatment (e.g., psychotherapy and counseling), mental health inpatient services, and substance use disorder (SUD) treatment.3
The financial responsibility you have for your addiction treatment will depend on the state you live in, the healthcare plan you have, the treatment coverage you need, and if you choose an in-network or out-of-network facility. Regardless of what drug and alcohol treatment facility you choose and what insurance policy you have, you will likely be responsible for paying some out-of-pocket costs.