Blue Cross Blue Shield of Mississippi: Rehabs in MS that Take BCBS

Blue Cross Blue Shield of Mississippi offers affordable, high-quality health insurance plans to individuals and families throughout the state. BCBS of Mississippi is one of 35 independently and locally operated Blue Cross Blue Shield (BCBS) companies.² The health benefits members receive from BCBS of Mississippi are focused on ensuring evidence-based care whether they need a regular doctor’s appointment or specialty care.³

Yes, although coverage may vary depending on your Blue Cross Blue Shield of Mississippi plan.

The Affordable Care Act (ACA) went into effect in 2010 and requires that all long-term health insurance plans cover 10 essential benefits, one of which is substance use disorder (SUD) services such as counseling, psychotherapy, and rehab.⁴

The coverage you’ll receive depends on your specific BCBS of Mississippi plan and what your doctor deems medically necessary for your situation. However, you can rely on your BCBS of Mississippi plan to cover at least some of the cost of SUD treatment.⁴

As you review your treatment options, you’ll want to make sure you choose a program that’s part of the BCBS of Mississippi provider network. Many health insurance plans don’t provide coverage outside of their provider networks.⁵ Your insurance plan will have a provider network that allows you to avoid unreasonable delays in care, but you may have to pay the full cost if you choose an out-of-network drug treatment program.⁵

If you have questions about your plan, you can call the number on the back of your insurance card to speak with a BCBS of Mississippi representative.

Coverage for detox, rehab, and other types of addiction treatment will vary depending on your specific Blue Cross Blue Shield of Mississippi insurance plan. Still, your insurance plan should provide at least some coverage for substance use, including alcohol, marijuana, or opioids.

BCBS of Mississippi may cover several types of addiction treatment, including:^6,7

• Medical detox: Medical detox can help you avoid significant side effects as your body rids the drugs in your system. Professionals can help you comfortably and safely manage your withdrawal symptoms and prepare for ongoing addiction treatment such as inpatient or outpatient rehab.
• Inpatient treatment programs: Inpatient programs allow you to live at the facility 24/7 for several weeks or months. You’ll process emotions, learn new habits, and practice living life without substances. This can be a good option if you want around-the-clock care.
• Outpatient programs: If you need to attend to family, school, or work during treatment, you may benefit from an outpatient program. You can live at home and attend treatment several hours per week. Many times outpatient programs follow inpatient treatment as a step-down.
• Intensive outpatient programs (IOP): For those who can live at home but need more intensive care than a traditional outpatient program, there are intensive outpatient programs. An IOP allows you to stay at home overnight while having several hours of treatment throughout the week.
• Partial hospitalization programs (PHP): Partial hospitalization programs are a good option for those who need full-time care but can return home at night. You’ll attend treatment up to at least five days a week for several hours each day.
• Aftercare: Aftercare helps ensure that the changes you made in treatment last over the long term. This part of your program will give you the support you need to maintain your new habits and substance-free lifestyle.

Yes, although coverage may vary depending on your Blue Cross Blue Shield of Mississippi plan.

Having a mental health disorder (e.g., anxiety, depression) and substance use disorder is incredibly common. In fact, it happens to about 50% of patients.⁸

Having both mental health and substance issues at the same time is known as a dual diagnosis or comorbidity. If you have both a mental health disorder and substance use disorder, it’s important to get treatment for both. Integrated treatment has been shown to be more effective than treating each issue separately.⁹

The Affordable Care Act includes both mental health and substance use disorder treatment as essential benefits.¹⁰ Coverage is required even if the conditions are pre-existing, and the plan cannot set a spending limit on medically necessary care.¹⁰ This means that as a BCBS of Mississippi member, your plan will cover at least some of the cost for dual diagnosis treatment in an accepted rehab program.

1. National Institute on Drug Abuse. (2020). Mississippi: Opioid-Involved Deaths and Related Harms.
2. Blue Cross Blue Shield. (n.d.). BCBS® Companies and Licensees.
3. Blue Cross Blue Shield of Mississippi. (n.d.). About Us.
4. Healthcare.gov. (n.d.). What Marketplace health insurance plans cover.
5. Healthcare.gov. (2021). What you should know about provider networks.
6. FindTreatment.gov. (2019). Treatment Options.
7. National Institute on Drug Abuse. (2014). Principles of Adolescent Substance Use Disorder Treatment: A Research-Based Guide: Treatment Settings.
8. National Institute of Mental Health. (n.d.). Substance Use and Co-Occurring Mental Disorders.
9. National Institute on Drug Abuse. (2020). What are the treatments for comorbid substance use disorder and mental health conditions?
10. Healthcare.gov. (n.d.). Mental health & substance abuse coverage.