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Health Net Insurance for Addiction Treatment

Health Net provides insurance for people regardless of their age, income, employment, or state of health.1 With health plans for individuals, families, businesses, and those with Medicare, Health Net provides care to more than 3 million members.1 So does Health Net cover substance abuse treatment? The short answer is yes, although your coverage may vary depending on the type of plan you have and on your place of residence.

If you have Health Net insurance and are searching for a drug and alcohol treatment facility that is covered by your plan, American Addiction Centers (AAC) is here to help. This page will assist you with discovering your Health Net options for addiction treatment. Learn about how your benefits can help with addiction.

American Addiction Centers (AAC) strives to provide you with the most updated information on each carrier’s addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.

Does Health Net Cover Addiction Treatment?

Yes, most plans cover at least some of the costs of alcohol and drug addiction treatment. With the introduction of the Affordable Care Act (ACA), which includes substance use disorders (SUDs) as 1 of the 10 elements of essential health benefits, Health Net insurance plans are required to provide services for substance abuse treatment.2 This means that your Health Net or MHN plan will cover the same amount of rehab costs as they would a regular hospital visit.

Managed Health Network (MHN) is a subsidiary of Health Net that provides individual and family coverage for mental health services and addiction treatment. In addition, MHN has Employee Assistance Programs (EAPs) and other member-based assistance programs to help businesses provide behavioral care for their employees.

MHN behavioral plan benefits may cover outpatient and inpatient assessment and treatment with counselors, psychologists, or psychiatrists; and alternative levels of care that include partial hospitalization, intensive outpatient, and residential treatment.3

MHN behavioral health plans can be purchased on their own or integrated with a Health Net insurance plan, and they offer a reliable range of covered services.

How to Check Your Insurance Benefits?

Before choosing the right addiction treatment center for you, check your Health Net policy benefits to determine which costs will be covered by your insurance company and which will be out-of-pocket for you. Call the number on the back of your insurance card or log in to your account on Health Net’s website to learn more about what your specific policy plan covers.

Knowing exactly what your Health Net plan covers can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on Health Net insurance plans and to check what your plan covers, call , click here, or fill out the form below.


  1. Health Net. (n.d.). About Us.
  2. Abraham, A.J., Andrews, C.M., Grogan, C.M., D’Aunno, T., Humphreys, K.N., Pollack, H.A., Friedmann, P.D. (2017). The Affordable Care Act Transformation of Substance Use Disorder Treatment. Am J Public Health, 107(1): 31-32.
  3. Health Net. (n.d.). Benefits Overview.
  4. Health Net. (2021). Plan Materials.
  5. National Institute on Drug Abuse. (2018). Principles of Drug Addiction Treatment: A Research-Based Guide (Third Edition): Types of Treatment Programs.
  6. National Institute on Drug Abuse. (2014). Principles of Adolescent Substance Use Disorder Treatment: A Research-Based Guide: Treatment Settings.
  7. Substance Abuse and Mental Health Services Administration. (2021). Medication-Assisted Treatment (MAT).

More resources about Health Net Insurance for Addiction Treatment: