Health Net Insurance Coverage for Drug and Alcohol Rehab
Health Net provides insurance for people regardless of their age, income, employment, or state of health.1 With health plans for individuals, families, businesses, and those with Medicare, Health Net provides care to more than 3 million members.1 So does Health Net cover substance abuse rehab treatment? The short answer is yes, although your coverage may vary depending on the type of plan you have and on your place of residence.
If you have Health Net insurance and are searching for a drug and alcohol treatment facility that is covered by your plan, American Addiction Centers (AAC) is here to help. This page will assist you with discovering your Health Net options for addiction treatment. Learn about how your benefits can help with addiction.
American Addiction Centers (AAC) strives to provide you with the most updated information on each carrier’s addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.
Does Health Net Cover Addiction Treatment?
Yes, most Health Net plans cover at least some of the costs of drug and alcohol rehab treatment. With the introduction of the Affordable Care Act (ACA), which includes substance use disorders (SUDs) as 1 of the 10 elements of essential health benefits, Health Net insurance plans are required to provide services for substance abuse treatment.2 This means that your Health Net or MHN plan will cover the same amount of rehab facility costs as they would a regular hospital visit.
Managed Health Network (MHN) is a subsidiary of Health Net that provides individual and family coverage for mental health services and addiction treatment. In addition, MHN has Employee Assistance Programs (EAPs) and other member-based assistance programs to help businesses provide behavioral care for their employees.
MHN behavioral plan benefits may cover residential inpatient and outpatient assessment and treatment with counselors, psychologists, or psychiatrists; and alternative levels of care that include partial hospitalization, intensive outpatient, and residential treatment.3
MHN behavioral health plans can be purchased on their own or integrated with a Health Net insurance plan, and they offer a reliable range of covered services.
The amount of insurance coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction treatment will vary from person to person and will also depend on the rehab center, the type of program attended, and specific services received.
Different Types of Health Net Substance Abuse Treatment
With most Health Net health insurance plans covering at least some of the costs of treatment for alcohol addiction or drug addiction, the types of treatment can vary in intensity and frequency. Types of treatment may include:5-7
In some cases, you may need assistance when detoxing from drugs and alcohol, which can potentially be uncomfortable, painful, or even life threatening. Medical detox helps you safely withdrawal from drugs and alcohol, as you’ll receive around-the-clock medical supervision. You might also be given medications to help minimize withdrawal symptoms.
Inpatient/residential live-in treatment centers provide substance abuse rehab while you live onsite at the facility. Most inpatient programs last anywhere from 15–90 days, depending on the addiction treatment program you’re in and your individual needs.
This treatment involves the use of medications along with counseling and behavioral therapies. The goal is to provide treatment that addresses the entire person in connection to their substance use disorder. MAT medications used to treat opioid addiction and/or withdrawal can include Methadone, Buprenorphine and Naltrexone.
Partial hospitalization programs give you the opportunity to live at home while attending rehab treatment during the day.
Intensive outpatient programs involve attending drug and alcohol treatment programs a few evenings a week. In an intensive outpatient program, you can live at home and even go to work during the day.
Individuals who have completed inpatient rehab treatment often attend outpatient treatment for ongoing support on their journey to sobriety. You live at home and spend 10–12 hours a week at the treatment facility for therapy and support.
When you decide to get treatment for a drug or alcohol addiction, you will need to decide what type of treatment is best for you.
How to Check Your Health Net Rehab Coverage
Before choosing the right addiction rehab center for you, check your Health Net policy benefits to determine which costs will be covered by your insurance company and which will be out-of-pocket for you. Call the number on the back of your insurance card or log in to your account on Health Net’s website to learn more about what your specific policy plan covers.
Knowing exactly what your Health Net insurance plan covers can give you peace of mind while you or your loved one is in drug and alcohol rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles.
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