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Medical Mutual Insurance Coverage for Drug and Alcohol Rehab

Does Medical Mutual Cover Addiction Treatment?

If you have Medical Mutual insurance coverage, it is likely that your plan will cover detox services, which can help you remain safe during the withdrawal process from drugs and alcohol. Medical Mutual may also provide partial coverage for substance abuse treatment services. It all depends on your individual plan and benefits.

(Please note: Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by Medical Mutual.)

Does Medical Mutual Cover Drug and Alcohol Rehab?

All standard Medical Mutual health insurance plans cover at least some of the fees charged by both inpatient and outpatient addiction rehabilitation facilities. You may even be able to use a facility that isn’t within Medical Mutual’s network of approved providers – but you’ll need to get this approved before undergoing substance abuse treatment. Again, the amount you’ll actually have to pay will depend on how large your deductible is, the specific plan you have, and whether it has a co-pay or not.

The amount of coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction treatment will vary from person to person and will also depend on the rehab center, the type of program attended, and specific services received.

Does Medical Mutual Cover Detox Services?

“If you or a loved one is covered under a Medical Mutual insurance plan and need treatment for an addiction that requires detoxification, you are in luck.”
If you or a loved one is covered under a Medical Mutual health insurance plan and need treatment for an addiction that requires detoxification, you are in luck. The majority of Medical Mutual Insurance plans, both those with and without copay, cover detox as part of their hospitalization and emergency benefits. However, the amount you’ll have to pay yourself will depend on your deductible and the percentage of coinsurance covered under your plan.

How to Check Your Medical Mutual Rehab Coverage

Knowing exactly what your Medical Mutual plan covers can give you peace of mind while you or your loved one is in rehab for substance abuse. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on Medical Mutual health insurance plans and to check what your plan covers, call the number on the back of your insurance card.


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