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UMR Coverage for Drug & Alcohol Rehab Treatment

“UMR is well known for its dedication to helping its client companies and their customers find the highest quality solutions in mental health.”As UMR isn’t a health insurance provider itself but rather a third-party administrator, it doesn’t directly provide coverage for any health services, including detox.

However, UMR is well known for its dedication to helping its client companies and their customers find the highest quality solutions in mental health. UMR is a reliable resource for negotiating mental health coverage between customers and insurance companies, and they have several campaigns dedicated to educating consumers concerning mental health services.


Does UMR Cover Addiction Treatment?

Since UMR isn’t an insurance company, no drug and alcohol rehab coverage is offered directly through UMR. However, there are over 3,000 health care providers within the UMR third-party network. UMR specializes in working with each provider to expand the variety of mental health opportunities available to clients, including rehabilitation for substance abuse. UMR recognizes the effectiveness of rehabilitation and encourages providers to offer fair coverage. For more information on getting rehab coverage, call your insurance provider.

The amount of coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction treatment will vary from person to person and will also depend on the rehab center, the type of program attended, and specific services received.

Check Your Insurance For Rehab Coverage

Knowing exactly what your UMR plan covers can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on UMR insurance plans and to check what your plan covers, call the number on the back of your insurance card. Or, you can call AAC at to speak to one of our admissions navigators, who can help you find out your coverage and answer any questions you have.


Insurance for Inpatient Addiction Treatment vs. Outpatient

patient receiving addiction treatment through an UMR insurance covered treatment providerUMR recognizes that both inpatient and outpatient treatment options are viable under different circumstances. Outpatient care is often harder to find coverage for in certain situations, but that applies to all insurance companies, not simply those under the UMR third-party system.

Residential care is generally preferred to outpatient care for drug and alcohol addiction. As of 2010, the CDC reports over 31,000 residential care facilities were in operation.

Many of those facilities are covered by the 3,000 insurance companies that belong to the UMR network, so you stand a great chance of finding a treatment center that will accept your UMR-affiliated insurance plan.


How to Cover What UMR Won’t

Although insurance companies that belong to the UMR network are known for providing a variety of mental health coverage options for their customers, not all treatment plans are fully covered. Some popular payment alternatives to insurance include:

  • Payment plans
  • Medical discount services
  • Medical credit lines
  • Charity addiction treatment

For help sorting out insurance coverage for your treatment, call your insurance company. We’d love to talk with you about your options.

Verifying Coverage and Finding the Best Treatment

UMR is a reliable third-party administrator when it comes to recognizing the importance of treatment for substance addiction.”
When you or a loved one is struggling with addiction, it can be difficult to find the means to seek treatment, never mind to pay for it. UMR is a reliable third-party administrator when it comes to recognizing the importance of treatment for substance addiction. If you’d like more information on getting the rehab treatment and insurance coverage you need, we would be happy to speak with you to review your options.

(Please note: Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by UMR.)


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