What Is MassHealth?
MassHealth provides eligible members health benefits and financial assistance to pay for them.1 Members are matched to a program to provide the most coverage based on factors such as age and income level. MassHealth has 6 programs, including:2
- MassHealth Standard: Provides the most coverage, including inpatient, outpatient, and medical services, well-child screenings, transportation services, and more. This program also provides coverage for inpatient and outpatient mental health and addiction services.
- MassHealth CommonHealth: Provides similar coverage to MassHealth Standard to eligible disabled adults and children, including coverage for certain mental health and addiction services.
- MassHealth CarePlus: Offers a broader range of coverage to those who are ineligible for MassHealth Standard, while still providing coverage for some inpatient, outpatient, and medical services, as well as certain mental health and addiction services.
- MassHealth Family Assistance: Provides coverage to those who are ineligible for MassHealth Standard, covering slightly less than MassHealth CarePlus. This plan covers certain mental health and addiction services.
- Premium Assistance: Offered to those who have access to other health insurance options but would like assistance paying part or all their household’s insurance premiums.
- MassHealth Limited: Offers coverage for emergency services to those with an immigration status that keeps them from receiving more coverage, such as emergency inpatient and outpatient services and ambulance transportation.