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HMO Insurance Coverage for Drug & Alcohol Rehab

What Is HMO Insurance?

Choosing a health insurance plan can have long-lasting financial consequences. With the right plan in hand, you can receive excellent medical care at a price that won’t empty your savings, while the wrong plan can be financially costly and leave you with questionable coverage that has gaping holes in what’s allowable under the plan and what isn’t.

For most individuals, HMO insurance provides the coverage needed for drug addiction and rehabilitation treatment. For help in finding an alcohol or drug rehab treatment center that can help you on your path back to a clean and sober lifestyle, call your insurance provider for more information.

The amount of coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction treatment will vary from person to person and will also depend on the rehab center, the type of program attended, and specific services received.

Check Your HMO Insurance Rehab Coverage by Phone

Give us a call and we’d be able to check your HMO Insurance addiction treatment coverage by phone.

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HMO Insurance and Managed Care Plans

According to Consumer Reports, about 31 percent of Americans belong to some sort of HMO. If you’re one of those who belong to an HMO plan, it’s important to know how the typical HMO does business.

Checking Your HMO Insurance Benefits

Knowing exactly what your HMO plan covers can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on HMO insurance plans and to check what your plan covers, call the number on the back of your insurance card. Or, you can call AAC at to speak to one of our admissions navigators, who can help you find out your coverage and answer any questions you have.

An HMO operates through the use of managed care. They contract directly with healthcare operators, such as hospitals and doctors, to provide a network of servers the members of the HMO can use for their medical needs.

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Insurance Providers and Rehab Treatment Coverage Levels

(Please note: strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. is an informational site only and is not affiliated or sponsored by any insurance providers.)

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