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Ambetter Insurance for Addiction Treatment

Ambetter is an insurance company that provides health insurance to over 2 million people in the United States. As part of the Affordable Care Act (ACA), Ambetter provides marketplace insurance plans that cover some or all the costs of drug and alcohol rehab programs.

If you have Ambetter health insurance and are searching for a drug and alcohol treatment facility that is covered by your plan, American Addiction Centers (AAC) is here to help.

American Addiction Centers (AAC) strives to provide you with the most updated information on each carrier’s addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.

Does Ambetter Cover Addiction Treatment?

You may be wondering if your Ambetter insurance plan covers alcohol and drug addiction treatment. The short answer is yes. Ambetter will cover at least some of your addiction treatment. Based on the plan you have, your treatment may be partially or fully covered.

The Affordable Care Act (ACA) requires all insurance companies to provide some type of coverage for alcohol and drug treatment. The ACA requires all health insurance plans to cover behavioral health treatment (e.g., psychotherapy and counseling), mental health inpatient services, and substance use disorder (SUD) treatment.4

The financial responsibility you have for your treatment will depend on the state you live in, the healthcare plan you have, the treatment you need, and if you choose an in-network or out-of-network facility. No matter what treatment facility you choose and what insurance policy you have, you will likely be responsible for paying some out-of-pocket costs.

How to Check Your Insurance Benefits?

Before choosing the right rehab treatment center for you, check your Ambetter policy benefits to determine which costs will be covered by your insurance company and which will be out-of-pocket for you. Call the number on the back of your insurance card or log in to your account on Ambetter’s website to learn more about what your specific policy plan covers.

Knowing exactly what your Ambetter plan covers can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on Ambetter insurance plans and to check what your plan covers, call , click here, or fill out the form below.


  1. (2021). Mental Health & Substance Abuse Coverage.
  2. Ambetter Health. (2021). About Our Plans.
  3. Ambetter Health. (2021). Find Ambetter Coverage in Your State.

More resources about Ambetter Insurance for Addiction Treatment: