Magnolia Health (Ambetter) of Mississippi: Rehabs in MS That Take Ambetter

Ambetter from Magnolia Health has been serving Mississippi residents since 2011 and now covers over 300,000 members across its Ambetter, Medicaid, and Medicare plans.⁴ Backed by its parent company Centene Corporation, Magnolia Health is a Qualified Health Plan insurer in the Mississippi Health Insurance Marketplace.⁴

Members have access to a variety of plan options to meet their budget and health needs. Each Magnolia Health plan provides coverage for essential health benefits, including preventative and wellness services, mental health and substance use disorder (SUD) services, hospitalizations, prescription drugs, and more.⁴

Yes, Ambetter from Magnolia Health should cover some, if not all, of the cost of rehab and other types of addiction treatment at a facility in Mississippi or out of state.

The Affordable Care Act (ACA) requires all insurance companies to at least partially cover 10 essential health benefits, including substance use disorder (SUD) treatment.⁵ Other essential health benefits covered by your Magnolia Health plan may include:⁶

• Emergency services.
• Ambulatory or outpatient services.
• Preventative and wellness services.
• Maternity and newborn care.
• Pediatric services.
• Hospitalization.
• Various therapy services.
• Prescription drugs.
• Laboratory services.
• Mental health and substance use services.

Keep in mind that not all plans provide the same level of coverage. It’s a good idea to call the number on the back of your insurance card to speak with a Magnolia Health representative. Ask for details about what your plan specifically covers and how to get approval from the insurance company before entering rehab.

You can also contact American Addiction Centers (AAC) which has treatment facilities across the U.S. that are in-network with Ambetter and may accept your Magnolia Health insurance plan. Call us at to speak with an admissions navigator who can help answer questions about treatment options, verify your insurance, and help you with the admissions process when you’re ready.

Ambetter from Magnolia Health provides at least partial coverage for all members who are accessing treatment for substance use disorder (SUD). The type of treatment you access depends on several factors such as what substances you are using, how long you have been using them, and whether you have other mental health concerns that need to be addressed.

The following addiction treatments are common and may be covered by your Magnolia Health insurance plan:^{7, 8}

• Detox programs: Although not always required, detox is often the first step on the road to recovery. Detox is the process in which the body rids itself of substances, such as drugs or alcohol. Prescription medications are sometimes administered by a physician to help combat the uncomfortable and potentially dangerous side effects of withdrawal.
• Inpatient treatment programs: Inpatient programs (sometimes referred to as residential treatment) gives patients the opportunity to live at a facility so they can focus on their recovery. Patients typically stay for a set amount of time (e.g., 3 months) and participate in individual and group therapy to learn about the nature of their addiction as well as coping mechanisms to support their recovery.
• Partial hospitalization programs (PHP): PHPs allow patients to live at home while attending treatment during the day. Similar in structure to inpatient programs, patients can expect to attend treatment anywhere from 4 to 6 hours per day, 5 or more days per week.
• Outpatient treatment programs: Though outpatient programs can vary in terms of time commitment, patients can live at home while in treatment. Most outpatient programs take place in clinics, hospitals, and rehab facilities. Patients can expect to attend the program approximately 10 to 12 hours each week for 3 to 12 months.
• Intensive outpatient programs (IOP): More time-intensive than traditional outpatient programs, IOPs allow patients to live at home while in treatment. Most IOPs require a commitment of 3 to 4 hours per day, approximately 4 to 6 days per week.
• Aftercare: Designed to support long-term recovery, aftercare includes activities, interventions, resources, and support to help patients cope with stress and triggers once treatment is complete. Aftercare may involve joining a rehab center’s alumni program, living in a sober living home, attending 12-step meetings (e.g., A.A.), and participating in individual and group counseling sessions.

Magnolia Health member services can help you access treatment for SUD. Prior authorization from your primary healthcare provider may be required before your insurance coverage kicks in.⁹ Call the number on the back of your insurance card to speak with a representative to learn about the details of your plan’s coverage for addiction treatment.

Yes, Ambetter from Magnolia Health should provide at least partial coverage for mental health and dual diagnosis treatment. The coverage complies with the Affordable Care Act (ACA) and Mental Health Parity and Addiction Equity Act (MHPAEA), ensuring all individuals with health insurance have some coverage when accessing these treatments.⁵

Approximately half of the individuals who have substance use disorder (SUD) also have a co-occurring mental health disorder, such as:¹⁰

• Anxiety.
• Attention deficit hyperactivity disorder (ADHD).
• Bipolar disorder.
• Depression.
• Post-traumatic stress disorder (PTSD).

When an individual experiences SUD and a mental health disorder at the same time, it is referred to as a “dual diagnosis.” While having a mental health disorder does not cause SUD (and vice versa), people with a mental health disorder are twice as likely to turn to drugs and alcohol to self-medicate.¹¹

Dual diagnosis treatment integrates care for both diagnoses.¹¹ Research suggests that treating both disorders at the same time provides better patient outcomes.

How long you stay in an inpatient rehab program for substance use depends on several factors, including the substances you are using, how long you’ve been using them, and if you have a mental health disorder such as anxiety or depression.

When considering your options for rehab, keep in mind that individuals who stay in treatment for 3 months or longer have better outcomes and improved chances of long-term recovery.¹² The longer you stay in treatment, the higher your chances for maintaining long-term sobriety.

The length of time your insurance plan will cover your rehab stay depends on the specific plan you have. You can call the number on the back of your insurance card to speak with a Magnolia Health representative who can walk you through exactly what your insurance plan covers.

As an Ambetter from Magnolia Health member, at least some of the costs of an inpatient rehab program will be covered by your insurance plan. No matter what type of insurance plan you have, you should anticipate some out-of-pocket expenses, such as your deductible, copays, and coinsurance.

While the cost of detox, rehab, and other types of addiction treatment may feel overwhelming, you have options. There are several ways you can pay for rehab, including:

• Financing options and payment plans offered by the rehab facility.
• Grants and scholarships offered by some government programs and rehab facilities.
• Sliding scales to adjust the cost based on what you can pay.
• Loans from banks or family and friends.
• Crowdfunding and fundraising.

No matter what your insurance coverage looks like, getting treatment now is the most important decision you can make. Finances should never be a deterrent from your recovery. Financing options are available to those who need them.

The Difference Between In-Network vs. Out-of-Network Drug Rehab Centers

When considering your rehab options, stay aware of your Ambetter from Magnolia Health plan’s requirements for accessing treatment in-network and out-of-network.

Rehab centers that are in-network with Magnolia Health have an arrangement with the insurance provider to offer all treatments and services at a discounted rate. Whenever possible, try to work with a rehab that is in-network with your plan. This will not only save you money, but it will save you time and effort as it’s easier to get insurance coverage when you’re attending an approved, in-network rehab.

If you do choose an out-of-network provider, keep in mind that your plan may cover less of the costs or none of the costs at all, depending on the restrictions placed on your plan. Call the number on the back of your insurance card to ask about in-network rehab centers. Or, call the rehab center directly to ask if they are in-network with Magnolia Health.

Finding a rehab facility that meets your unique needs can feel stressful but knowing ahead of time what your Ambetter from Magnolia Health insurance plan will cover can give you peace of mind. You’ll be able to focus on your recovery without worrying about the financial burden of treatment. The good news is, checking your coverage is simple. You can check your coverage at an American Addiction Centers (AAC) rehab facility in Mississippi or out of state in 2 easy ways:

1. Contact an AAC admissions navigator at if you aren’t ready to call. You can share your story and get the information you need about treatment.
2. Fill out the short form below to check what your Magnolia Health insurance plan covers.

American Addiction Centers (AAC) is in-network with Ambetter from Magnolia Health and has rehab centers across the U.S., including in Mississippi. AAC facilities provide individualized treatment plans to help support you in the short and long term as you break the cycle of addiction.

These AAC facilities are in-network with Ambetter and may accept Magnolia Health:

• Desert Hope Treatment Center: Located in a residential area of Las Vegas, Nevada, this drug and alcohol detox and rehab facility provides individualized treatment plans designed to meet your needs.
• Greenhouse Treatment Center: This treatment facility in Dallas, Texas offers a range of services and treatment types including detox, inpatient and outpatient programs, and ongoing aftercare support.
• Oxford Treatment Center: If you’re looking for treatment closer to home, this Etta, Mississippi facility provides personalized care to those seeking treatment for drug and alcohol addiction.
• Recovery First Treatment Center: This Hollywood, Florida-based drug and alcohol rehab provides high-quality services and treatment types including detox, inpatient and outpatient therapy, IOPs, PHPs, telehealth, and more.
• River Oaks Treatment Center: This high-quality facility with advanced accreditations provides individualized addiction care and treatment in Riverview, Florida.

Making the choice to seek treatment for addiction is brave and you deserve all the support you can get along the way. If you’re ready to start your recovery journey, contact American Addiction Centers (AAC) at . Our admissions navigators are available 24 hours a day, 7 days a week to hear your story, discuss your treatment options, and help you start the admissions process once you’re ready.

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1. Ambetter from Magnolia Health. (n.d.). About Us.
2. Ambetter from Magnola Health. (2014). Quick Reference Guide.
3. Substance Abuse and Mental Health Services Administration. Center for Behavioral Health Statistics and Quality, National Survey on Drug Use and Health. (2020). Behavioral Health Barometer Mississippi, Volume 6.
4. Cision PR Newswire. (2021). Ambetter from Magnolia Health Offers Health Insurance in 63 Counties Across Mississippi.
5. Healthcare.gov. Mental Health and Substance Abuse Coverage.
6. Ambetter from Magnolia Health. (n.d.). Essential Health Benefits.
7. Ambetter from Magnolia Health. (2020). 2020 Evidence of Coverage – Mississippi.
8. Substance Abuse and Mental Health Services Administration. (2014). What is substance abuse treatment?
9. Ambetter from Magnolia Health. (2019). Member Handbook.
10. National Institute of Mental Health. (n.d.) Substance Use and Co-Occurring Mental Health Disorders.
11. National Alliance on Mental Illness. (n.d.). Understanding Dual Diagnosis.
12. National Institute on Drug Abuse. (n.d.). Principles of Effective Treatment.