UnitedHealth Group (also known as United Healthcare or UHC), the largest single health carrier in the United States, is comprised of two companies—United Healthcare and Optum—and offers healthcare plans in all 50 states and 130 countries.1 United Healthcare provides healthcare coverage and benefits services; Optum offers information and technology-enabled health services.1

So, does United Healthcare Group cover substance abuse treatment? UnitedHealth Group takes drug and alcohol addiction seriously and typically does cover inpatient and outpatient treatment programs for substance abuse. However, UnitedHealth Group insurance coverage can vary depending on a member’s specific coverage plan, their location, and their chosen provider. This page is intended to help you figure out what your UnitedHealth Group insurance does and does not cover.

Does United Healthcare Group Cover Addiction Treatment?

If you’re wondering whether United Healthcare Group covers rehab treatment for drug and alcohol addiction; the short answer is yes, UHC does provide at least some coverage for inpatient and outpatient drug and alcohol treatment services, although the amount of coverage can vary widely based on your state of residence, whether the rehabilitation facility is in- or out-of-network, the length of your stay, and your insurance plan level.

The Affordable Care Act (ACA) requires that health insurance companies provide some degree of coverage for mental health treatment, which includes substance use disorder (SUD) treatment (including coverage for drug and alcohol addiction), so United Healthcare does cover substance abuse treatment.2 United Healthcare Group insurance may cover a part of the cost of a rehab treatment program, if not all of it.

The amount of coverage you have can vary widely based on your state of residence, whether the facility is in- or out-of-network, the length of your stay, and your insurance plan level. The cost of drug and alcohol addiction treatment will vary from person to person and will also depend on the rehab center, the type of recovery program attended, and specific services received.

Check Your United Healthcare Rehab Coverage

Rehabs.com can also verify your insurance coverage for you to check what level of drug and alcohol rehabilitation treatment could be included with your United Healthcare insurance plan. Use the form below or visit our insurance verification page, enter your information, and you will immediately be able to see if the rehab center you are considering is in-network with United Healthcare Group. Or call to speak to one of our admissions navigators to have them check your benefits and help you understand what is covered.

Different Types of United Healthcare Group Addiction Treatment

Getting the proper substance abuse treatment is essential for your recovery effort. The type of treatment plan you need will depend on the severity of your drug addiction and where you are in the journey to well-being. You might start out at one level of treatment and work your way to another level, then continue until you don’t need addiction treatment.

What Rehab Centers Accept United Healthcare Insurance?

American Addiction Centers (AAC) has various inpatient and outpatient rehab centers located around the country that provide drug and alcohol addiction treatment. If you have an United Healthcare insurance plan, the following AAC facilities accept United Healthcare for drug and alcohol addiction rehab.

  • AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and telehealth.
  • Recovery First Treatment Center: Located in Hollywood, Florida, Recovery First treats substance use disorders by combining evidence-based therapeutic modalities with top-level care. Recovery First provides a personalized continuum of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and telehealth.
  • Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

In-network rehab facilities are approved or have a contract with the UHC insurance to offer services at a set price. This means that your out-of-pocket expenses will typically be lower than if you choose an out-of-network rehab center. In some cases, you may even be responsible for the full cost of substance abuse rehab if you choose an out-of-network facility.

Whenever possible, try to choose a treatment facility that is in-network with United Healthcare Group. If you are unable to find an in-network provider or prefer a rehabilitation facility that is out-of-network, you may be able to work out a payment plan with the center so you can pay back the cost of treatment over time.

How to Check Your United Health Group Rehab Coverage

It’s always best to be sure about what your healthcare benefits are included in your rehab coverage. You don’t want to be caught by surprise with unexpected financial costs. You may wonder if United Healthcare Group covers drug rehabilitation and addiction treatment, and the only way to really have the answer to this is to check your United Healthcare Group health plan coverage.

Knowing exactly what United Healthcare plans cover, can give you peace of mind while you or your loved one is in a rehab facility. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles.

Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.