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Addiction Rehabs in Florida That Take UHC FL Insurance

UnitedHealthcare Florida insurance offers coverage for a range of healthcare services, including mental health and substance misuse treatment. If you or a loved one are struggling with drug or alcohol addiction and seeking treatment, UnitedHealthcare Florida insurance may be able to help cover some or all of the cost of rehab.
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Addiction Rehabs in Florida That Take UnitedHealthcare Florida Insurance

People love living in Florida because of the warm, beautiful beaches, the year-round sunshine, and the abundance of entertainment options. There’s no doubt that from the socializing in Miami to the wonder of Disney, there’s an incredible amount to do in Florida.

Unfortunately, all that sunshine doesn’t mean there aren’t major concerns. Substance abuse, including alcohol, marijuana, opioids, and cocaine, is a large problem in Florida. The Substance Abuse and Mental Health Services Administration (SAMHSA) found that 13.2% of those over the age of 12 admitted to using marijuana in the past year, and 4.3% misused prescription pain relievers.1

If you’re struggling with substance use in Florida, you might wonder what you can do to break free. One thing that’s certain is that you may not be able to do it alone—you’ll need a rehab program to help you learn new habits. If you have UnitedHealthcare (UHC) insurance, you might wonder if your insurance can help you pay for treatment.

The good news is that it can. Thanks to the Affordable Care Act (ACA), all long-term insurance plans must provide 10 essential health benefits, one of which is mental health and substance use treatment.2 That means your UHC coverage can help you with some or all of the cost of treatment.

What Is UHC Florida?

UnitedHealthcare is a national health insurer that covers 147 million people across the country, including in Florida.3 The company focuses on rewarding providers for quality care, reducing overall healthcare costs, strengthening the relationship between providers and patients, and achieving better health for members.3

In Florida specifically, UnitedHealthcare plans are available through employers or the state Insurance Marketplace.4 These long-term plans are subject to the ACA and will give you the benefits you’re looking for.

There are also several short-term UnitedHealthcare plans in Florida, but keep in mind that these are limited-benefit plans and may not cover the essential benefits required by the ACA.4

Does UHC Cover Addiction Rehab Treatment in Florida?

The ACA requires long-term health insurance plans to provide coverage for 10 essential health benefits, including mental health and substance use treatment.2 That means that your UnitedHealthcare coverage should help pay for at least some of the cost of treatment.

The exact coverage you will receive, and how much of the cost you will pay out of your own pocket, will depend on your specific UHC plan. Also, you’ll want to choose a treatment center within the UnitedHealthcare provider network if possible.

For example, Recovery First Treatment Center in Hollywood, FL, is a local rehab facility that might be able to take UnitedHealthcare coverage to cover the cost of your treatment. This facility is a great place to get back on your feet and create a new life moving forward.

There are a variety of treatment options, and the exact treatment that’s best for your situation will be determined in cooperation with your medical provider. Some of the types of treatment UnitedHealthcare may cover include detox, long-term or short-term treatment, group therapy, and more.5

Types of UnitedHealthcare Substance Abuse Programs

There are a lot of different substances that Florida residents struggle with including crystal meth, cocaine, marijuana, opioids, heroin, prescription drugs, and alcohol use.6

Substance use disorder (SUD) involving these substances can be treated at almost all rehab centers, and you deserve a life free of misusing substances. You’ll have the opportunity to be happier, healthier, and more productive, and the sooner you get treatment the sooner that new life begins.

What Addiction Programs Does UnitedHealthcare of Florida Cover?

The specific rehab program that’s best for you will depend on a variety of factors, including what substances you use, how long you’ve been using them, and what your home environment and support system are like. Your doctor will help you decide what’s medically necessary for your situation. Some examples of rehab programs and services include:7,8

  • Medical detox: This program allows the substances you’ve been using to leave your body while a team of doctors and professionals monitors your health. The doctors will also help manage your withdrawal symptoms. This process allows you to safely move forward with inpatient or outpatient programming.
  • Inpatient treatment programs: These programs allow you to live at the treatment facility so that you can get 24/7 treatment and help with your substance use problems. You’ll participate in group therapy, individual counseling, recreational activities, and more to help you address triggers and form new habits.
  • Outpatient programs: These programs can help those who need to live at home to attend work or school during treatment, as long as the home environment is supportive and not a use trigger. You’ll participate in treatment several hours a week.
  • Intensive Outpatient Programs (IOPs): This level of care allows you to live at home while providing more intensive treatment than regular outpatient programming. You’ll attend longer treatment sessions more often in the week while spending evenings and weekends at home.
  • Partial Hospitalization Programs (PHPs): These programs are full-time treatment options that still allow you to live at home in the evenings. You’ll attend treatment at least five days a week, up to six hours a day. This intensive treatment option helps you develop the new lifestyle you need to live substance-free.
  • Aftercare: Aftercare is an essential part of a successful rehab program. You’ll attend regular meetings or check-ins and have access to therapy and ongoing counseling as needed. Aftercare is designed to set you up for a successful substance-free life after rehab.

Does UnitedHealthcare Cover Mental Health?

Many people struggle with both mental health issues and substance use, and UnitedHealthcare can help you get treatment for both.2 As many as 50% of people who struggle with substance use also have a mental health diagnosis, which is known as a co-occurring disorder or a dual diagnosis.9 Some of the most common mental health issues that connect with substance use are depression, bipolar disorder, anxiety, attention-deficit/hyperactivity disorder (ADHD), post-traumatic stress disorder (PTSD), and trauma.9

It’s important to get treatment for your dual-diagnosis in a way that treats both conditions. Integrated treatment has been shown to have a much higher effectiveness than treating only one condition or the other.10

Florida Drug and Alcohol Rehabs That Accept UnitedHealthcare

Finding a rehab that’s within the UnitedHealthcare insurance network can help you pay less out-of-pocket and make the most of your insurance coverage.11 American Addiction Centers (AAC) has rehab facilities around the country that can help you get the treatment you need for substance use disorder and co-occurring disorders. Many of these centers are able to work with UnitedHealthcare insurance. Here are a few rehab centers to consider:

  • Recovery First Treatment Center. If you want to stay near home, Recovery First Treatment Center, located in Hollywood, FL, is the perfect place to do so. You’ll be in a familiar environment 10 miles from the beach and have access to a lounge and game room as you change your life for the better.
  • River Oaks Treatment Center. River Oaks provides evidence-based treatment that supports emotional, physical, and spiritual recovery in Riverview near Tampa, Florida. River Oaks Treatment Center offers the features and amenities you are looking for in a rehabilitation program.

To find more treatment centers within the UnitedHealthcare insurance network, you can review our rehab directory and filter by “insurance.” There are drug rehabs in Florida and throughout the United States that can provide the treatment you need. Check out the directory to find a list of facilities and programs.

Changing your life to be substance-free may be challenging, but it’s incredibly worth it. Your health will be better, you’ll be happier and more productive, and you’ll have a much lower chance of having legal problems or losing your life. All it takes is making the first step to enter a rehab program. We’re here to help.

How to Check My UHC Coverage for Addiction Rehab in Florida

Finding a treatment facility can feel overwhelming but knowing in advance what your UnitedHealthcare insurance will cover can give you peace of mind. The good news is, checking your coverage is easy. To learn about your specific coverage, contact one of our admissions navigators at , click here, or fill out the form below.

Addiction Rehab Insurance Providers In Florida


  1. Substance Abuse and Mental Health Services Administration. (2019). Behavioral Health Barometer, Florida.
  2. (n.d.). What Marketplace health insurance plans cover.
  3. UnitedHealth Group. (2022). What We Do.
  4. UnitedHealthcare. (2022). Florida health insurance options.
  5. UnitedHealthcare. (2022). Substance Use Disorder.
  6. National Institute on Drug Abuse. (2020). Commonly Used Drugs Charts.
  7. (2019). Treatment Options.
  8. National Institute on Drug Abuse. (2014). Principles of Adolescent Substance Use Disorder Treatment: A Research-Based Guide: Treatment Settings.
  9. National Institute of Mental Health. (n.d.). Substance Use and Co-Occurring Mental Disorders.
  10. National Institute on Drug Abuse. (2020). What are the treatments for comorbid substance use disorder and mental health conditions?
  11. (2021). What you should know about provider networks.
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