Anthem Blue Cross Blue Shield Indiana: Rehabs in IN That Take Anthem

Updated Feb 2, 2023

Indiana, a state home to 6,785,528 people, is affected greatly by substance abuse.¹ Almost half a million Hoosiers, or nearly 1 in 12, are considered to meet the criteria of having a substance use disorder (SUD), which makes addiction one of the largest problems the state faces.² In 2018, 1,104 drug overdose deaths alone involved opioids.³ Drug overdoses in Indiana have almost doubled in the past decade, reaching 1,809 in 2017—and more Hoosiers die due to drug overdoses than car crashes.²

This means that if you or a loved one is suffering from addiction, you are not alone. One of the first steps in recovery is seeking treatment. Unfortunately, many do not get the care they need for many reasons, including the fear that getting care is too expensive. That’s where health insurance can help. Most health plans will cover some or all of the cost associated with rehab and detox centers. If you have an Anthem Blue Cross Blue Shield (BCBS) Indiana health plan, your insurance may be able to cover at least some of the cost of detox treatment, inpatient or outpatient rehab, and more long-term residential treatment programs.

How to Check My Anthem Coverage for Rehab in Indiana

Finding a treatment facility can feel overwhelming but knowing in advance what your Anthem Blue Cross Blue Shield insurance will cover can give you peace of mind. The good news is, checking your coverage is easy. To learn about your specific coverage, contact one of our admissions navigators at , click here, or fill out the form below.

What is Anthem Blue Cross Blue Shield Indiana?

Anthem BlueCross Blue Shield Indiana is an insurance company that provides health insurance to Hoosier state residents through its parent companies Anthem and BlueCross and BlueShield. BlueCross BlueShield is a nationwide insurance provider that has been providing insurance to people across the country since 1929.⁴ Across all 50 states, Washington, D.C., and Puerto Rico, nearly 110 million people are covered by a BCBS plan.⁴

BCBS has 35 locally operated and independent companies that provide healthcare coverage to all these people.⁵ In Indiana, healthcare coverage is provided by Anthem BlueCross and Blue Shield, which is a trade name of Anthem Insurance Companies.⁵Anthem is one of the nation’s largest health benefits companies and is an independent licensee of the BlueCross Blue Shield Association in 14 states, including Indiana.⁶

Does Anthem Cover Rehab Treatment in Indiana?

In general, most healthcare plans in the United States must cover mental and behavioral health services in some capacity.⁷ This is because the Affordable Care Act (ACA), mandates coverage for 10 essential health benefits, including mental health and behavioral treatment and services.⁸ Specifically, your Anthem plan must cover substance use disorder treatment (including rehab in Indiana), inpatient mental and behavioral health services, and behavioral health treatment in some capacity.⁷ The extent to which a service may be covered will depend on your plan’s details, as well as whether the facility is within your Anthem network of providers. Moreover, you may be required to pay certain costs out of pocket (e.g., deductible or copays) before insurance kicks in.

American Addiction Centers (AAC) works with a variety of insurers, including Anthem. While there is no AAC in Indiana, there are treatment facilities in nearby states. The Sunrise House Treatment Center and Oxford Treatment Center are located near Indiana, and your Anthem BlueCross BlueShield plan may be accepted at these facilities. Call the AAC helpline at to learn more today.

What Substance Addiction Does Rehab Treatment Cover?

What your Anthem BCBS of Indiana plan will cover will vary greatly, as there are many different types of plans offered by the company. However, most plans will cover rehab treatment for various substance addictions in some capacity, as mandated by the ACA.⁷ As such, the cost of addiction treatment for substances such as alcohol, marijuana, opioids, heroin, cocaine, crystal meth, and prescription drugs may be covered under your plan. To learn more about your policy’s coverage details, please call the number on the back of your insurance card.

What Rehab Programs Does Anthem BCBS Indiana Cover?

What Anthem BCBS Indiana will cover in terms of rehab programs will vary based on the plan you have and where you attend rehab. What’s more, your personal treatment plan will be unique to you. Common rehab programs that may or may not be recommended for you include the following:^9,10

Medical detox. This involves ridding the body of substances (e.g., drugs or alcohol) in a medically supervised setting to help manage any withdrawal symptoms that may be experienced.
Inpatient programs. Most intensive care takes place in residential inpatient programs, which involve a patient staying at the facility overnight, either for a few days, weeks, or months, in some cases.
Outpatient programs. Care that does not involve an overnight stay is commonly referred to as outpatient care, and in outpatient programs, where the patient stays at home and then attends the program during the day, sessions are usually 1 or 2 times per week.
Intensive outpatient programs (IOPs). As the name suggests, an intensive outpatient program is a more involved outpatient program. Generally, patients in IOPs receive care for a minimum number of hours each week (usually a minimum of 9 hours per week) at an outpatient care facility.
Partial hospitalization programs (PHPs). With a partial hospitalization program, no overnight stay is involved, and a patient would receive their care for a minimum number of hours per day a few times per week. Generally, PHPs are 4-8 hours per day, multiple days per week.
An aftercare program can include many different activities, as the term is used to refer to ongoing or follow-up care a patient may receive after completing rehab.

Does Anthem in IN Cover Mental Health & Dual Diagnosis Treatment?

Due to the ACA’s essential health benefits mandate, your Anthem IN plan should cover both mental health and dual diagnosis treatment.⁷ According to the Substance Abuse and Mental Health Services Administration (SAMHSA), a dual diagnosis or a co-occurring disorder is when someone has both a mental health and substance use disorder.¹¹ For example, someone could be experiencing post-traumatic stress disorder and SUD, and both can negatively affect and exacerbate each other.¹¹

Approximately 9.2 million Americans have a dual diagnosis or co-occurring disorder, meaning it is rather common.¹¹ Treating both conditions at once is generally the most effective treatment path, which is why it is beneficial that Anthem plans cover such treatment in some capacity.¹²

Which Rehab Centers In Indiana Take Anthem Blue Cross Blue Shield Insurance?

If you are ready to find care to overcome your addiction, you are likely wondering what facilities in Indiana take Anthem Blue Cross Blue Shield Insurance. AAC works with Anthem Blue Cross Blue Shield in IN, and many facilities are considered to be in the plans’ networks. While there are not any AAC facilities in Indiana proper, there are ones near the state. Here’s an overview of 7 AAC facilities that provide high-quality addiction treatment:

AdCare Rhode Island. Across the 4 available locations in Rhode Island, AdCare AAC facilities can provide co-occurring disorder treatment, medical detox, inpatient residential care, php/day treatment, IOP treatment, telehealth services, and outpatient therapy.
Desert Hope Treatment Center. Located in Nevada, the Desert Hope Treatment Center is known as an upscale rehab and detox center. It also specializes in rehab for veterans, military personnel, and first responders.
Greenhouse Treatment Center. The Greenhouse Treatment Center, which is located in Texas, provides medical detox, inpatient and residential treatment, PHP, IOP, telehealth, and outpatient therapy services in an individualized manner for patients.
Laguna Treatment Center. The California Laguna Beach Treatment Center specializes in providing medical detox, inpatient, and residential treatment services.
Oxford Treatment Center. This treatment center, which is the closet AAC facility to Indiana, is located in Mississippi. It specializes in providing medical detox, inpatient and residential treatment, PHP, IOP, telehealth, and outpatient therapy services.
River Oaks Treatment Center. The Florida River Oaks Treatment Center, which is located near Tampa, specializes in providing medical detox, inpatient, and residential treatment, PHP, IOP, telehealth, and outpatient therapy services.
Sunrise House Treatment Center. The Sunrise House Treatment Center, which is located in Lafayette, New Jersey, provides medical detox and inpatient and residential treatment.

To learn more about any of these facilities or to get started, call an AAC admissions navigator at .

If AAC is not in your plan’s network, you are not out of luck. There are rehabs near you that can provide the treatment you need. Check out the directory to find a list of facilities and programs.