Blue Cross Blue Shield Heroin Addiction Rehab Insurance Coverage
Heroin can be smoked, snorted, or injected into veins or muscles, but no matter how it is used, the drug poses a high risk of physical and psychological dependence as well as a high risk of overdose and possible death. Individuals using heroin will likely experience both short- and long-term effects. According to the National Institute on Drug Abuse, the long-term effects can include addiction, infectious diseases, liver and kidney disease as well as other medical problems.
Does Blue Cross Blue Shield Cover Heroin Rehab Treatment?
Blue Cross Blue Shield (BCBS) is a nationwide network of insurance providers that offer a wide range of plans and levels of coverage, many of which may include treatment for heroin addiction. Your specific policy will lay out the details of exactly the amount of coverage available to you. Some Blue Cross Blue Shield plans do cover the different forms of heroin rehab treatment and addiction therapy. Depending on your plan, you may be covered for inpatient therapy, outpatient therapy, or other options like luxury and executive facilities.
Check Your BCBS Insurance Coverage for Heroin Addiction Treatment
Knowing exactly what Blue Cross Blue Shield cover can give you peace of mind while you or your loved one is in heroin rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on BCBS insurance plans and to check what your alcohol and drug rehab plan is included, call , click here, or fill out the form below.
Will Out of State Heroin Rehabs Accept BCBS Insurance?
This depends on the insurance plan itself and whether the heroin rehab center is in-network with BCBS. Many Blue Cross Blue Shield policyholders have coverage for out-of-state care, with many in-network provider options. The types and levels of coverage vary, so check with your plan administrator.
Some treatment centers pay extra attention to the atmosphere and additional amenities. Some recovering heroin addicts prefer this type of upscale setting, as they find it helps them to deal with the various stages of recovery. Whether you’re covered for these plans depends on your policy. You should check with your provider for coverage and payment options.
Inpatient Heroin Rehab vs. Outpatient Heroin Rehab
“Your specific policy will lay out the details of exactly the amount of coverage available to you.”
Inpatient addiction therapy requires you to live in a rehab facility, while outpatient therapy involves visiting counselors and sessions while still living at home.
Inpatient therapy is best for severe cases of addiction, and outpatient therapy is suitable for those who have more control over their addiction. The level of treatment required often depends on the duration and dosages of your drug use. Rehab professionals can help you determine whether an outpatient or inpatient program would be best for you.
What if I Have No Insurance?
Many rehab centers offer services for those willing to pay themselves or who only have insurance that will only cover a portion of the treatments offered. Many centers also offer different levels of treatment programs, which will give you the opportunity to choose a program that will be of most value to you.
Frequently Asked Questions
(Please note: Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by Blue Cross Blue Shield.)
Insurance Providers and Rehab Treatment Coverage Levels
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