Cigna Florida: Rehab and Detox Programs in FL that Take Cigna

Cigna is a nationwide insurance provider that has been in business for over 200 years.⁴ Today, the company provides health insurance solutions to over 190 million customers in more than 30 countries across the globe.⁵ In addition to serving 17 million global medical customers, Cigna provides Medicare Advantage plans in 16 states and Washington, D.C., and Medicare Prescription plans in all 50 states.⁵

Florida residents may be able to receive health care coverage through Cigna in a variety of ways. Employer-sponsored plans may be serviced by Cigna, and individuals and families may be able to receive coverage through the Florida Marketplace plans, Medicare, or Medicaid plans. In Florida, Cigna Health and Life Insurance Company is the trade name of Cigna.⁶

The Affordable Care Act (ACA) mandates that almost all health plans in the United States, including Florida Cigna plans, cover at least some of the cost of treatment. This is because rehab is considered to be a substance use disorder treatment, which falls under the classification of mental and behavioral health services, which are considered to be an essential health benefit under the ACA.⁷ Consequently, most insurers must provide coverage in some capacity for this treatment type, as well as coverage for inpatient and residential mental and behavioral treatment and behavioral health services.⁷

Coverage details may vary based on your plan, cost-sharing requirements, and where you receive care. In Florida, the AAC River Oaks Treatment Center in Tampa and Recovery First Treatment Center in Hollywood are two local substance use rehab facilities that may be able to accept a Cigna Florida insurance plan. To verify coverage, you can call the number on the back of your health insurance card or call one of our admissions navigators at to have them verify your benefits and coverage.

What your Cigna plan covers will vary greatly depending on the specific policy that you have. Despite this, your Cigna plan should be able to help cover at least some of the cost of treatment for substances such as alcohol, marijuana, opioids, heroin, cocaine, crystal meth, and prescription drugs.

What Rehab Programs Does Cigna Florida Cover?

The rehab programs that your Cigna Florida plan may cover will vary based on the plan you have and where you receive care. Despite these variances, as well as the note that your path to recovery will be specific to you, there are a variety of common treatment methods that may be covered by your Cigna Florida plan in some capacity. These treatments may include:^8,9

• Medical detox: To rid the body of substances like alcohol and/or drugs, patients may undergo medically supervised detox. Medical detox is done under the supervision of trained professionals to help manage discomfort as well as potentially life-threatening withdrawal symptoms, depending on the substance of misuse.
• Inpatient programs: Inpatient programs are those that involve overnight stays where patients receive around-the-clock care for days, weeks, or months.
• Outpatient programs: In an outpatient program, patients typically visit a facility once or twice a week and then return home after their session is finished.
• Intensive Outpatient Programs (IOP): As the name suggests, IOPs are more intensive programs than standard outpatient programs. With IOPs, patients typically attend a minimum number of hours of sessions per week at a facility.
• Partial Hospitalization Programs (PHP): With a PHP, patients generally go to a facility for 4–8 hours per day multiple times per week to receive medically supervised care.
• Aftercare: Any care that is received after rehab is completed, which can include ongoing care or follow-up care, is called aftercare. This could include things like sober living. Aftercare helps individuals maintain their sobriety as they move into the next phase of recovery.

Due to the essential health benefit coverage mandate from the ACA, Cigna health plans in Florida must cover mental health and dual diagnosis treatment in some capacity.⁷ A dual diagnosis is what it is called when a patient has a diagnosis of two or more co-occurring conditions.¹⁰

According to the Substance Abuse and Mental Health Services Administration, a co-occurring condition is when a patient has both a mental health and substance use disorder at the same time.¹⁰ Because a mental health and SUD can affect or exacerbate the other, (e.g., anxiety disorders, ADHD, and depression) many recommend that the conditions be treated at the same time.¹⁰

American Addiction Centers has rehab facilities throughout the country, including in Florida. AAC facilities provide drug and alcohol treatment, and many are in-network providers with Cigna plans. If you’re seeking treatment, consider checking whether your Cigna Florida plan will cover treatment at one of the seven AAC facilities below:

• AdCare Rhode Island: The AdCare Rhode Island AAC treatment center is made up of four different facilities across Rhode Island. The North Kingstown location is the only inpatient facility, while the Warwick, Greenville, and South Kingstown locations are outpatient facilities. Services and treatments provided across the locations include co-occurring disorder treatment, medical detox, inpatient residential, PHP, IOP, telehealth services, outpatient therapy and COVID-19 testing.
• Desert Hope Treatment Center: This treatment center, which is located in Las Vegas, Nevada, is one of Nevada’s 25 private treatment facilities. It offers IOP and PHPs, medical detox, co-occurring disorder treatment, inpatient residential, outpatient therapy, and telehealth.
• Greenhouse Treatment Center: This AAC rehab facility has two campuses, one is located in Grand Prairie, Texas, and the other is located in Arlington, Texas. It provides a variety of services, including outpatient, residential, and aftercare services. What’s more, it provides specialized rehab programs for the LGBTQ community.
• Laguna Treatment Center: Located in Aliso Viejo, California, this AAC facility boasts home-like private and double-occupancy rooms for patients. The treatment center provides residential inpatient treatment services, including medical detox, as well as aftercare planning services.
• Oxford Treatment Center: This AAC facility has two campuses, one in a lakeside setting in Etta, Mississippi, and another in Oxford. The Etta-based facility offers medical detox and residential treatment, and the Oxford facility offers PHP, IOP, outpatient therapy, and aftercare services.
• River Oaks Treatment Center: This AAC facility, which is located in Riverview, Florida, provides high-quality, holistic, and evidence-based treatment to patients. Services include three levels of residential and outpatient care, as well as medically supervised detox.

If these AAC facilities happen to be out of your Cigna Florida plan’s network, there are still quality rehab centers at which you can receive covered care. There are drug rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs.

Finding a treatment facility can feel overwhelming but knowing in advance what your Cigna insurance will cover can give you peace of mind. The good news is, checking your coverage is easy. To learn about your specific coverage, contact one of our admissions navigators at , click here, or fill out the form below.

1. College of Education, University of South Florida. (n.d.). Exploring Florida: A social studies resource for students and teachers.
2. United States Census Bureau. (2022). Quick facts, Florida.
3. Substance Abuse and Mental Health Services Administration. (2020). Behavioral health barometer Florida, volume 6.
4. Cigna. (n.d.). Cigna milestones.
5. Cigna (n.d.). Company profile.
6. Cigna. (n.d.). Health insurance plans in Florida.
7. Healthcare.gov. (n.d.). Mental health & substance abuse coverage.
8. Substance Abuse and Mental Health Services Administration. (2015). TIP 45: Detoxification and substance abuse treatment.
9. Substance Abuse and Mental Health Services Administration. (2014). What is substance abuse treatment?
10. Substance Abuse and Mental Health Services Administration. (2020). Mental health and substance use disorders.