BlueCross BlueShield of South Carolina: Rehabs in SC That Take BCBS

Yes, your BlueCross BlueShield of South Carolina insurance should provide coverage for addiction treatment in South Carolina or out of state. The Affordable Care Act (ACA), which requires all health insurers in the Marketplace to provide some level of coverage for 10 essential health benefits, makes it so insurers must cover the following services in some capacity:^5,6

• Behavioral health services.
• Inpatient mental and behavioral treatment.
• Treatment for substance use disorders (e.g., rehab).

Companion Benefit Alternatives, Inc. (CBA) manages the BCBS of South Carolina behavioral health network. CBA works to help make referrals to network health providers, including those in South Carolina and across the country.⁷ Exact coverage details will depend on your specific plan’s design and network limits. If you have questions about what is covered, you can call the number on the back of your insurance card to speak to a representative.

The types of addiction treatment that BlueCross BlueShield of South Carolina may cover will vary depending on the type of care you need, the plan you have, and where you receive care. Still, BCBS of South Carolina should cover at least some of the cost of addiction treatment for substances such as alcohol, crystal meth, and opioids, among others.

Some of the most common types of treatment include:^8,9,10

• Medical detox: Medical detox can help patients avoid significant side effects as the body rids itself of substances, as professionals can help patients manage withdrawal symptoms safely and comfortably.
• Inpatient programs: Patients reside at the facility for the duration of their care and receive around-the-clock treatment. Inpatient programs typically involve group and individual therapy, as well as other activities to support recovery.
• Partial hospitalization programs (PHP): A PHP typically involves receiving care 4 to 8 hours per day for several (if not all) days a week, but patients return home in the evening.
• Intensive outpatient programs (IOP): IOPs provide a more structured approach to outpatient programs, as patients are required to attend a minimum number of hours of sessions each week, but no overnight stays are required.
• Outpatient programs: Outpatient programs take place at a facility a few times a week with patients continuing to live at home and go about their daily lives. Outpatient programs may follow inpatient treatment as a step-down.

Yes, your BlueCross BlueShield of South Carolina insurance should cover some, if not all, of mental health and dual diagnosis treatment.

“Dual diagnosis” (referred to clinically as co-occurring disorder) is a term used to describe someone who has a substance use disorder (SUD) and a mental illness occurring at the same time.¹⁰ About 20.4 million American adults have a co-occurring disorder, such as alcohol addiction and depression.¹¹ Research strongly suggests that treating both conditions at once provides the best outcomes.¹⁰

The ACA’s mandate on covering mental and behavioral health services in some capacity ensures that members of BCBS of South Carolina can receive the treatment they need for a dual diagnosis.⁵

Finding a rehab facility that meets your unique needs can feel stressful, but knowing ahead of time what your insurance plan will cover can give you peace of mind. You’ll be able to focus on your recovery without worrying about the financial burden of treatment. The good news is, checking your coverage is simple. You can check your coverage by calling the number on the back of your insurance card and speaking with a representative. You can also fill out the short form below to check what your insurance plan covers.

You can take the next step and find rehabs near you that fit your needs using our search tool. Search by insurance provider, level of addiction treatment, location, and more.

1. Blue Cross Blue Shield. (n.d.). BCBS Companies and Licensees.
2. Blue Cross Blue Shield of South Carolina Foundation. (n.d.). About Us.
3. Blue Cross Blue Shield of South Carolina Foundation. (n.d.). Company History.
4. Blue Cross Blue Shield of South Carolina Foundation. (n.d.). Our Network.
5. HealthCare.gov. (n.d.). Mental health & substance abuse coverage.
6. HealthCare.gov. (n.d.). Essential Health Benefits.
7. Blue Choice Health Plan. (n.d.). Mental Health and Substance Abuse Information.
8. Substance Abuse and Mental Health Services Administration. (2015). TIP 45: Detoxification and Substance Abuse Treatment.
9. Substance Abuse and Mental Health Services Administration. (2014). What is substance abuse treatment?
10. Substance Abuse and Mental Health Services Administration. (2020). Mental Health and Substance Use Disorders.
11. Substance Abuse and Mental Health Services Administration. (2024). Key substance use and mental health indicators in the United States: Results from the 2023 National Survey on Drug Use and Health.