Drug & Alcohol Rehab Covered by CareSource Insurance

Updated Jul 16, 2025

Struggling with substance use disorder (SUD) and wondering how CareSource insurance can help? CareSource provides government-sponsored health plans to millions across the U.S., and often provides full or partial coverage for addiction treatment services.¹ Learn more about CareSource insurance coverage for addiction treatment below.

Does CareSource Insurance Cover Drug and Alcohol Addiction Treatment?

Yes, CareSource insurance provides health insurance coverage for addiction treatment services, which may be fully or partially covered depending on your specific plan.² The Affordable Care Act (ACA) mandates that most individual and small employer health insurance plans, including those offered through the Health Insurance Marketplace, cover mental health and substance use disorder (SUD) services as essential health benefits.² However, the extent of coverage can vary based on factors such as your plan’s details, location, and the specific services required.

To learn more, you can contact CareSource directly for information about your plan’s coverage for addiction treatment services.

Which Types of Addiction Treatment Does CareSource Cover?

Your healthcare provider or substance misuse counselor will work with you to determine the level of care that makes the most sense for your recovery. Several factors play a role in determining the level of care that’s best for your needs, including the severity of your addiction, the level of support you have at home, and other mental or physical healthcare needs.

Your CareSource insurance coverage for rehab may cover different levels of care, including:

Medical detox: Withdrawal from certain substances can be uncomfortable, and in some cases, dangerous. Medical detox provides 24/7 supervision and support to help you manage symptoms safely. This process not only stabilizes you physically but can also make the transition to inpatient or outpatient treatment smoother, setting the stage for lasting recovery.³
Inpatient drug and alcohol rehab: Inpatient treatment provides 24/7 care in a structured environment, offering medical support, therapy, and relapse prevention strategies to help you focus entirely on recovery.⁴
Outpatient addiction treatment programs: Outpatient programs allow you to live at home while attending scheduled therapy sessions, giving you flexibility to continue daily responsibilities while receiving treatment.⁴
Intensive outpatient addiction treatment programs: An IOP involves 9–20 hours of treatment activities per week, providing structured support through therapy and counseling. You can continue to live at home and can often maintain obligations at home, school, or work.⁴
Partial hospitalization rehab programs: A PHP, also called high-intensity outpatient (HIOP), provides 4–8 hours of treatment per day, offering a high level of care while allowing you to return home in the evenings.⁴
Aftercare: Aftercare services, such as counseling, relapse prevention planning, and support groups, can help you stay connected and maintain long-term recovery after completing a formal treatment program.⁴

How to Use CareSource Insurance for Addiction Treatment & Rehab

Paying for addiction treatment can feel overwhelming, but understanding your CareSource insurance coverage for drug rehab is the first step in getting the care you need. Your plan may cover some or all of the cost of rehab, depending on factors like your specific policy, treatment type, and provider network. Understanding your insurance options can make the path to recovery clearer and more manageable. Here are a few ways to check your coverage and navigate the payment process:

Call CareSource directly: Dial the number on the back of your insurance card to speak with a representative about your benefits, coverage limits, and in-network providers.
Check your benefits online: Visit the CareSource website to review details about your policy, including copays, deductibles, and covered services.
Get a free insurance verification: Call AAC at to have an admissions navigator verify your benefits, explain your coverage, and help you take the next steps toward treatment.

CareSource Insurance Coverage for Co-Occurring Disorder Treatment

If you’re struggling with both a substance use disorder and a mental health condition, such as anxiety, depression, or PTSD, you may benefit from co-occurring disorder treatment.⁵ This specialized approach addresses both issues simultaneously, as untreated mental health conditions can contribute to substance use and vice versa.⁵ Integrated treatment can help you develop coping skills, manage symptoms, and build a strong foundation for lasting recovery.⁵ Choosing a rehab facility with expertise in co-occurring disorders can help ensure you receive the comprehensive care you need.

Start Your Recovery

If you’re ready to find addiction treatment options for yourself or a loved one, get started with our free nationwide rehab search tool. Find addiction treatment facilities that take insurance, rehabs that allow pets, outpatient rehab programs, and more.

Sources

CareSource. (2025). About us.
HealthCare.gov. (n.d.). Mental health & substance abuse coverage.
Center for Substance Abuse Treatment. Detoxification and Substance Abuse Treatment. Treatment Improvement Protocol (TIP) Series, No. 45. HHS Publication No. (SMA) 15-4131. Rockville, MD: Center for Substance Abuse Treatment, 2006.
Substance Abuse and Mental Health Services Administration. (2014). What is substance abuse treatment?
Substance Abuse and Mental Health Services Administration. (2024, March 29). Co-occurring disorders and other health conditions.