Drug & Alcohol Rehab Covered by All Savers

Since recovery looks different for everyone, multiple types of addiction treatment are available to meet you at any stage of recovery.³ Many facilities provide individualized treatment plans based on a patient’s needs.³ For example, one patient may benefit from outpatient treatment where they can maintain responsibilities at home or work. Another patient may benefit from more structured care in an inpatient rehab so they can fully focus on recovery, while another patient may benefit from multiple levels of care.

Here are some common types of addiction treatment a rehab covered by All Savers insurance may offer:

• Medical detox: This is often the first step in recovery and may be beneficial for patients struggling with certain substances like alcohol or benzodiazepines. It involves withdrawal management under medical supervision to help you stop using substances more comfortably and safely so you can reach stabilization and transition to ongoing treatment.⁴
• Inpatient drug and alcohol rehab: Short- and long-term inpatient programs offer a highly structured living environment with 24/7 care and evidence-based therapeutic interventions.³
• Outpatient addiction treatment programs: You can live at home and maintain daily commitments. Outpatient programs vary in duration and intensity. For example, partial hospitalization programs for addiction and intensive outpatient addiction treatment programs are more structured and have different requirements than standard outpatient rehab.³
• Aftercare support: Aftercare refers to ongoing treatment following the completion of a formal treatment program. An aftercare plan might include 12-step meetings and regular check-ins with your doctor. The goals are to maintain recovery and prevent relapse.³
• Co-occurring disorder treatment: This approach offers integrated care for those experiencing addiction and mental health conditions simultaneously.⁵
• Telehealth: You can participate in virtual counseling and therapy services by phone or online.

Learning how to use All Savers insurance coverage for addiction treatment is one of the first steps in finding the care you need. Co-payments, deductibles, and in-network providers can all play a role in determining your out-of-pocket costs for addiction treatment. To use All Savers health insurance coverage for rehab you can:

• Contact All Savers directly: Call the member services number on the back of your insurance card to speak with a representative who can explain your benefits.
• Check your Explanation of Benefits (EOB): Visit the All Savers website to log in to your account and review coverage details.
• Contact a treatment center: If you’re considering a specific facility, reach out to them directly. Most rehabs can verify your insurance benefits and provide cost estimates.

Co-occurring disorders are common among people struggling with addiction.⁵ Many experience SUD and mental health conditions, like anxiety, depression, or post-traumatic stress disorder (PTSD), simultaneously.⁵ Some attempt to alleviate mental health symptoms by self-medicating with drugs or alcohol.⁵ Others develop mental health illnesses from prolonged substance use.⁵

While onset can vary, mental health professionals recommend treating all illnesses at once to promote long-term recovery.⁵ Since addiction and mental health treatment are both essential health benefits, rehabs covered by All Savers insurance will typically cover care for co-occurring disorders to some extent.²

If you’re ready to find addiction treatment options for yourself or a loved one, get started with our free nationwide rehab search tool. Find addiction treatment facilities that take insurance, rehabs that allow pets, outpatient rehab programs, same-day admission rehab facilities, and more.

1. United Healthcare. (n.d.). Your behavioral health plan.
2. HealthCare.gov. (n.d.). Health benefits & coverage.
3. National Institute on Drug Abuse. (2018). Principles of drug addiction treatment: A research-based guide (third edition).
4. Substance Abuse and Mental Health Services Administration. (2015). Detoxification and substance use treatment.
5. National Institute on Mental Health. (2024). Substance use and co-occurring mental disorders.