Insurance Coverage Overview
Understanding the insurance landscapes and how to maximize one’s benefits in order to capitalize on addiction treatment can help you save money and live a healthier life.
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Insurance Coverage for Drug and Alcohol Addiction Treatment
Health insurance is the primary way most people in the U.S. pay for medical care, including substance use disorder (SUD) treatment. While plans may vary, many cover a range of addiction rehab services such as detox, inpatient care, and outpatient programs. If you have health insurance, you may be able to use your benefits to help pay for addiction treatment and recovery support.
What Is Drug and Alcohol Rehab Insurance?
One of the main reasons that those struggling with drug and alcohol addiction go untreated is because of the cost of professional substance misuse rehabilitation treatment.
Rehab can be expensive and may deter some people from seeking out a recovery program. Fortunately, all marketplace insurance plans are required to provide some degree of coverage for the medically-necessary treatment of drug and alcohol addictions. This coverage is sometimes referred to as drug and alcohol rehab insurance and there are treatment centers that accept insurance to help with addiction recovery.
Services Commonly Covered by Health Insurance Plans
When insurance companies do cover rehab services, coverage might typically include the following:
How to Find Drug and Alcohol Rehabs Covered by Insurance
There are several ways to find a drug or alcohol rehab facility that accepts your insurance. A good first step is to speak with your doctor, who can assess your needs and provide referrals to appropriate treatment providers. You can also use our online search tool to find rehabs near you that fit your needs. Search by insurance provider, level of addiction treatment, location, and more.
Instantly find your coverage information
We'll be able to tell you if your insurance provider is in network with an American Addiction Centers treatment facility.
- Dual-diagnosis treatment centers.
- Personalized treatment plans.
- Financial options available.
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