Low-Cost Addiction Rehab: What to Look For?
According to the Substance Abuse and Mental Health Services Administration (SAMHSA), 20.4 million people aged 12 or older struggled with a substance use disorder (SUD) in 2019.1 Of that 20.4 million people, only 4.2 million people (1.5%) had any substance use treatment.1 While there are many reasons that people with substance abuse problems do not receive addiction treatment, one of the main reasons they do not pursue treatment is cost.
While treatment can be expensive, there are options available to make rehab more affordable. In addition to using insurance to reduce your costs, there are also low-cost addiction treatment programs available. Don’t let the cost of rehab stop you from seeking treatment. There are low-cost addiction recovery options available for you.
Can I Get Addiction Rehab for a Low-Cost?
There are various treatment options for those struggling with an SUD, and financial constraints should not be an obstacle when it comes to finding the right addiction treatment for you. Many drug addiction and alcohol addiction rehab programs will work with you to help you figure out how to afford treatment so you can begin on your road toward recovery.
There are both low-cost and no-cost rehab programs available. Additionally, government-funded alcohol and drug rehab facilities may also be an option.
Checking Your Insurance Benefits
When it comes to addiction rehab, there are so many aspects to consider, including if the facility offers low-cost rehab. As you consider your options, knowing exactly what your insurance plan covers can give you peace of mind while you or your loved one is in rehab. You can do the work of getting and staying sober without worrying about unexpected costs or financial struggles. For more information on what your insurance plan covers, call AAC at , click here, or fill out the form below.
How to Find Low-Cost Addiction Rehab Centers?
The number of facilities and programs that offer low-cost treatment is growing. While the programs may not be as visible as those that are higher cost, they are out there. To find a facility that will provide you the treatment you need at a price you can afford, you should speak with the facility to find out what is available to you. There are opportunities out there, so don’t be afraid to ask.
You can also speak to one of our admissions navigators at and they can help you find out what programs are available and how you can afford them. They have information about various facilities and can help you find low-cost rehab that will help you begin working toward sobriety.
What Factors Can Save Me Money for Addiction Treatment?
Keeping out-of-pocket costs low is very important, so you should look for an addiction treatment facility that provides comprehensive services that are partially or fully covered by your insurance. This will help you receive the treatment you need while keeping costs low.
Insurance may not cover all of the services that are offered in a facility, but there are certain types of treatment that are covered by many insurance plans. Those who do have private insurance may select outpatient treatment as that saves them money on food and housing costs, which can add a lot to the overall cost of rehab.
Beyond insurance, there is also the possibility that a treatment facility will work with you to make rehab more affordable by putting your costs on a sliding scale based on your income or setting you up with a payment plan.
Additional factors that can impact the cost of addiction treatment include the following:
- Whether the program is outpatient or inpatient.
- If the facility that is luxury or not.
- The treatment types that are necessary.
- Additional conditions that may also need to be treated (e.g., co-occurring disorders).
- The services that are recommended after rehab.
- The type of program that is providing the service (private, government, etc.).
What’s the Difference Between Low-Cost and High-Cost Rehab?
While there are addiction rehabs available at every price point, there are very high-priced facilities that can cost tens of thousands of dollars. These more expensive treatment facilities are designed for clients who want to go through treatment while living in a more luxurious setting with high-end, individualized therapeutic techniques.
While low-cost rehab may not provide all of the bells and whistles that can be found with high-cost rehab, that does not mean that you will not receive high-quality treatment that will effectively move you toward recovery. A higher cost does not equal easy recovery, and a lower cost does not automatically equate to less-effective treatment. There are high-quality rehab facilities that provide low-cost treatment options to make addiction treatment more affordable.
Medicaid Provides Free Health Insurance for Low-Income Individuals
Medicaid is the largest healthcare insurance program in the country. It is a joint federal and state program that offers free or low-cost insurance coverage to low-income applicants who are:2
- 65 or older.
- 19 or younger.
- Caring for a child.
Under the Affordable Care Act (ACA), eligibility for Medicaid coverage has expanded to include other groups and income levels, depending on your state.
Does Medicaid cover substance abuse treatment? Yes. While each state is different, every state covers behavioral health services, which includes substance use disorders. It’s important to know that not all treatment facilities accept Medicaid, so make sure to check with the facility to make sure they do.
Medicare Provides Free Health Insurance for Individuals Over the Age of 65
Medicare is a federal insurance program that provides coverage for people who are:3
- 65 or older.
- Of any age and living with certain disabilities.
- Of any age and living with end-stage renal disease (ESRD) or ALS (Lou Gehrig’s disease).
Medicare benefits include 4 parts:4
- Part A is hospital coverage.
- Part B is general medical coverage.
- Part C is also known as Medicare Advantage and is a different path to receiving the coverage provided in parts A and B.
- Part D is prescription drug coverage.
Does Medicare cover substance abuse treatment? Yes, Medicare will cover some, if not all, of the costs of treatment for alcohol or drug abuse. Always check with the facility you are interested in to make sure that they accept Medicare.
Additional Strategies for Covering the Cost of Alcohol and Drug Rehab
In addition to insurance, Medicare, Medicaid, and payment plans, there are additional options that you should examine for getting financial help as you look for ways to pay for addiction treatment. Some of the options include the following:
- Scholarships: Some organizations offer scholarships to help people afford treatment. They may be offered through private rehab facilities or organizations working to help those with addiction. Ask the facility if they offer scholarships or grants.
- Loans: Some facilities offer financing and there are specialty loan companies that help fund treatment. Be careful when it comes to taking out loans because there may be high interest rates.
- 12-Step Programs: These groups should not be used as the only aspect of addiction treatment, but they do provide typically free support during and after rehab.
- Help from Family and Friends: Loved ones may be able to help you pay for treatment.
Treatment for alcohol or drug addiction will help you begin on the path toward a healthier, happier life. Don’t let the cost of rehab stop you from getting the help you need. Low-cost rehab may provide you with the perfect opportunity, so look into it today.
- Substance Abuse and Mental Health Services Administration. (2020). Key substance use and mental health indicators in the United States: Results from the 2019 National Survey on Drug Use and Health(HHS Publication No. PEP20-07-01-001, NSDUH Series H-55). Rockville, MD: Center for Behavioral Health Statistics and Quality, Substance Abuse and Mental Health Services Administration.
- U.S. Department of Health and Human Services. (n.d.). What is the Medicaid program?
- U.S. Department of Health and Human Services. (n.d.). Who is eligible for Medicare?
- Medicare.gov. (n.d.). Parts of Medicare.