Inpatient Mental Health Treatment Covered by Aetna

Your Aetna plan may cover a range of mental health conditions, though your exact benefits depend on factors like plan type, state requirements, and whether you choose an in-network provider.

If you’re looking for depression treatment that takes Aetna, Aetna bipolar rehab, or PTSD treatment covered by Aetna, you may qualify for partial or full coverage. Aetna mental health rehab services may cover treatment for:⁴

• Anxiety.
• Depression.
• Substance use disorder (SUD).
• Eating disorders.
• Bipolar disorder.
• Grief difficulties.
• Stress management issues.
• Suicidal ideation issues.

Many of these conditions can feel overwhelming, but recovery is possible with the right support. You can start by checking your insurance coverage for mental health rehab and understanding how your benefits can offset the cost of care. If you’re unsure whether you need treatment, speaking with a doctor or mental health professional can help. If you’re experiencing suicidal thoughts or are in immediate danger, please call 911 or your local emergency number for help right away

If you’re searching for Aetna bipolar rehab, depression treatment that takes Aetna, or inpatient care for anxiety or PTSD, it’s essential to understand your insurance benefits so you can plan for any out-of-pocket costs.

Your specific Aetna insurance coverage for mental health rehab depends on your individual plan. You may have co-pays, need to meet a deductible, or be responsible for a portion of your treatment costs. To learn more about your coverage, you can:

• Call the number on the back of your Aetna insurance card.
• Review your benefits through Aetna’s member portal.
• Contact your treatment provider for help verifying your coverage.

Paying for addiction treatment can feel overwhelming, but you have options even if your Atena plan doesn’t cover the full cost of treatment. Consider researching grants, loans, and sliding scales, or work directly with the facility.

If you have Aetna insurance, you may have access to a range of inpatient mental health treatment options. To get started, check your benefits or ask your doctor for a referral. You can also use our search tool to find mental health treatment near you and filter by insurance provider, treatment type, location, and more. Finding a facility that accepts your Aetna plan is an important step toward getting the care you need.

If you’re asking, “Does Aetna cover PTSD rehab?” or “Does Aetna cover depression treatment alongside addiction recovery?” the answer is often yes. Many people face co-occurring disorders—meaning they experience substance use disorder alongside another mental health condition, such as depression, bipolar disorder, or PTSD.⁵ Fortunately, under the Affordable Care Act (ACA), most insurance plans are required to cover treatment for both mental health and substance use disorders.

1. National Alliance on Mental Illness. (2025). Mental health conditions.
2. Aetna. (2025). Ongoing support for your mental health.
3. HealthCare.gov. (n.d.). Mental health & substance abuse coverage.
4. Aetna. (2025). Learn about mental health conditions.
5. Substance Abuse and Mental Health Services Administration. (2024, March 29). Co-occurring disorders and other health conditions.